i have mediclaim policy since 4 years through star. I have undergone surgery for hernia in february 2011 and also june 2011 . Both the time i submitted all my documents and fees paid by me to docter and hospital i.e Rs 60,000/- both the times. But got a claim amount of Rs 43000 and Rs 46000 /- as full and final payment. I have policy for Rs 2,00,000 /- coverage but both the time it was paid very less amount.
Kindly guide me the next procedre.