Sri Shyamal Gupta, Member

The complaint case bearing no. CC/418/2015 filed by the Appellant since been dismissed by the Ld. District Forum, Kolkata-I (North) vide its Order dated 11-12-2017, aggrieved with such decision, this Appeal is preferred.

The complaint case relates to alleged mis-selling of 5 nos. insurance policies to the Appellant.

At the time of argument, both sides argued at length in support of their respective contentions.  We have also gone through the documents on record.

It appears from the record that all the disputed policies were issued during the months of August and September, 2014; whereas, cancellation request was made for the first time on 05-02-2015. 

In the first cancellation letter, the Appellant cited her poor financial condition for making such request. 

Subsequently though she complained of misleading information pertaining to premium payment terms, it is noteworthy here that the Appellant herself acted as an Advisor of the Respondent Insurance Company for sometime.  Thus, it was but natural that she was fully/sufficiently in the know about the pros and cons of those policies.    

As an Insurance Advisor, she was very much aware of the importance of checking the nitty-gritty of policy bond on its receipt from the Insurance Company and to point out the discrepancies, if any, within the free look period. 

Therefore, we cannot accept the contention of the Appellant as stated in the petition of complaint or the Memo of Appeal. 

In the given facts and circumstances of the case, we found no irregularity with the impugned order and as such, we are constrained to dismiss this Appeal, albeit without any cost.