Madhya Pradesh

StateCommission

A/14/2076

ICICI LOMNARD GIC - Complainant(s)

Versus

SMT. SUNITA BAI - Opp.Party(s)

SH. ANKIT SAXSENA

15 Nov 2018

ORDER

M. P. STATE CONSUMER DISPUTES REDRESSAL COMMISSION, BHOPAL

PLOT NO.76, ARERA HILLS, BHOPAL

                              

                                    FIRST APPEAL NO. 2076 OF 2014

(Arising out of order dated 15.09.2014 passed in C.C.No.190/2009 by the District Forum, Ujjain)  

 

ICICI LOMBARD GENERAL INSURANCE CO.LTD.                                           …          APPELLANT.

 

Versus

 

SMT. SUNITA BAI & ANR.                                                                                   …         RESPONDENTS.

 

                                       FIRST APPEAL NO. 2078 OF 2014

(Arising out of order dated 15.09.2014 passed in C.C.No.192/2009 by the District Forum, Ujjain)  

 

ICICI LOMBARD GENERAL INSURANCE CO.LTD.                                           …          APPELLANT.

 

Versus

 

SMT. MAYA BAI & ANR.                                                                                       …         RESPONDENTS.

 

                                        FIRST APPEAL NO. 2079 OF 2014

(Arising out of order dated 15.09.2014 passed in C.C.No.193/2009 by the District Forum, Ujjain)  

 

ICICI LOMBARD GENERAL INSURANCE CO.LTD.                                           …          APPELLANT.

 

Versus

 

SMT. JASODA BAI & ANR.                                                                                   …         RESPONDENTS.

 

 

BEFORE:

 

                  HON’BLE SHRI JUSTICE SHANTANU S. KEMKAR    :      PRESIDENT

                  HON’BLE SHRI S. D. AGARWAL                                  :      MEMBER

                  HON’BLE DR. MONIKA MALIK                                     :      MEMBER                

 

                                      O R D E R

15.11.2018

 

          Ms. Urmila Saxena, learned counsel for appellant.

                         

As per Shri Justice Shantanu S. Kemkar : 

                       All the aforesaid three appeals are taken up together and are being disposed of by this common order.  This order shall govern disposal of all the aforesaid three appeals. For convenience facts of the case are taken from the First Appeal No. 2076/2014, unless otherwise stated.               

2.                     By filing this appeal, the appellant has challenged the order dated 15.09.2014 passed by the District Consumer Disputes Redressal Forum, Ujjain (For short the ‘Forum’) in C.C.No.190/2009 whereby the claim of the respondent for compensation claimed under the ‘Vivekanand Group Insurance Scheme’ has been allowed.

3.                     Learned counsel for appellant submits that the finding recorded by the Forum to the effect that the respondent was of below poverty line (BPL) and was entitled to receive compensation under the scheme is based on misreading of documentary evidence. It is submitted that the letter dated 28.06.2006 purported to be sent by Chief Executive Officer, Janpad Panchayat, Khachrod to

 

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insurance company mentioning the name of the respondent is forged one.  It is also argued that there was no supporting document filed by the respondent to substantiate her claim.

4.                     Having considered the submissions made by the learned counsel for appellant  and having gone through the documents on record as also the letter dated 28.06.2006 we are of the view that the submissions made by learned counsel for appellant cannot be accepted. Letter dated 28.06.2006 clearly indicates the name of the respondent along with five other claimants. No material has been brought on record by the appellant to support its stand that the said letter is forged.  Mere bald statement to that effect cannot be accepted. The respondents also filed the ration card in support of the claim that the widow belongs to family of below poverty line as per column 3 of the ration card.

4.                     In the circumstances, the finding recorded by the Forum cannot be found to be illegal or perverse warranting interference by this Commission. The appeal deserves to be dismissed and is hereby dismissed.

5.                     This order be placed in First Appeal No.2076/2014 and a copy be placed in First Appeal Nos. 2078/2014 & 2079/2014.

 

 

    (Justice Shantanu S. Kemkar)      (S. D. Agarwal)       (Dr. Monika Malik)              

                   President                                  Member                     Member