Kerala

Wayanad

CC/176/2019

Kunhiraman, Aged 67 years, Niravathparambil house, sasimala (PO), Pulpally, Sulthan Bathery Taluk - Complainant(s)

Versus

Represented By The Secretary/Administrator, Pulpally Service Cooperative Bank, Pulpally (PO), Sultha - Opp.Party(s)

13 Jul 2022

ORDER

CONSUMER DISPUTES REDRESSAL COMMISSION
CIVIL STATION ,KALPETTA
WAYANAD-673122
PHONE 04936-202755
 
Complaint Case No. CC/176/2019
( Date of Filing : 30 Dec 2019 )
 
1. Kunhiraman, Aged 67 years, Niravathparambil house, sasimala (PO), Pulpally, Sulthan Bathery Taluk
Pulpally
Wayanad
Kerala
...........Complainant(s)
Versus
1. Represented By The Secretary/Administrator, Pulpally Service Cooperative Bank, Pulpally (PO), Sulthan Bathery Taluk
Pulpally
Wayanad
Kerala
............Opp.Party(s)
 
BEFORE: 
 HON'BLE MR. Ananthakrishnan. P.S PRESIDENT
 HON'BLE MRS. Beena M MEMBER
 
PRESENT:
 
Dated : 13 Jul 2022
Final Order / Judgement

By Sri.Ananthakrishnan. P.S,  President:

 

This is a complaint filed under Section 12 of Consumer Protection Act 1986

 

          2. The complainant’s  case in brief as follows:- The complainant had availed a loan of Rs.5,50,000/-  from the Opposite Party’s bank by mortgaging his 15 cents of property on executing a gahan bearing No.1047/15 of  Pulpally Sub Registrar Office.  Thereafter the Complainant had closed the loan and obtained all the documents on 18.12.2017.  But, the Opposite party has not executed release deed.  Hence this complaint to get execution of release deed and to get Rs.10,000/-towards compensation with cost.

 

          3. To prove the Complainant’s case, he has given evidence as PW1. Nothing  improper to discredit the evidence of PW1.  There is no contra evidence also. So his case is to accepted and the complaint is to be allowed.

 

          In the result the complaint is allowed. The Opposite Party is directed to execute release deed in favour of the complainant and to pay Rs.10,000/-  (Rupees Ten thousand only)  towards compensation and Rs.1,000/-  (Rupees One thousand only) towards litigation expenses within one month from the date of receipt of this order.

Dictated to the Confidential Assistant, transcribed by him and corrected by me and pronounced in the Open Commission on this the 13th day of July 2022.

Date of Filing:-12.12.2019.

                                                                    PRESIDENT:  Sd/-

 

 

                                                                    MEMBER   :   Sd/-       

 

 

 

         

 

 

APPENDIX.

 

Witness for the complainant:

 

PW1.           Kunhiraman.                            Complainant.

                            

Witness for the Opposite Party:

 

Nil.

 

Exhibits for the complainant:

 

Nil.            

 

Exhibits for the Opposite Party:

 

Nil.

 

                  

 
 
[HON'BLE MR. Ananthakrishnan. P.S]
PRESIDENT
 
 
[HON'BLE MRS. Beena M]
MEMBER
 

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