D.o.F:24/12/2013

D.O.O: 18/02/2016

IN THE CONSUMER DISPUTES REDRESSAL FORUM, KASARAGOD

                                          CC.NO.296/13

                             Dated this, the 18th      day of February  2016

PRESENT:

SMT.P.RAMADEVI            : PRESIDENT

SMT.BEENA K.G               : MEMBER

SMT.SHIBA.M.SAMUEL    : MEMBER

Aboobacker Siddik.M,

S/o Abdulla Kunhi, Ammangad House,

Muliyar Po,Kasaragod Dt.                                             : Complainant

(Adv.Prakash Ammannaya,Kasaragod)

1 . M/s  Shriram Transport Finance Co.Ltd,

     2nd  floor, Maheswara Arcade, NearSBM,             : Opposite parties

     Manin Road, Puttur, Karnataka-

2.  M/s  Shriram Transport Finance Co.Ltd,

    Mookambika Complex, 3^rd floor, Lady Desika Road,

    Mylapore, Chennai- 600004.

(Adv.Lalan,Kasaragod)

                                                           ORDER

SMT.P.RAMADEVI    : PRESIDENT

  The facts of the complaint in brief are as follows:

   That the complainant entered into HP agreement with opposite parties for an amount of Rs.750,000 for purchasing  Tata Cpt 16/13 Lorry.  The  complainant agreed to repay  the  amount by 48 monthly instalments of Rs.25,000/- per month.  The  complainant was paying the monthly instalments promptly and in the end of November 2013 the complainant approached the  opposite parties for closing the loan amount but the opposite party is not  amenable  for the same  as there was a disputes in respect of the balance amount and the complainant  asked the opposite parties the statement of accounts but opposite parties refused  to give  the statement of accounts.  More over the complainant collected the original  RC book and one key at the time of loan and the complainant  several times  asked the opposite parties to return back the  RC and the key but opposite parties  issued only photocopy of the RC.  On 1/12/13 the  agents of opposite parties came to the  house of the complainant and attempted to seize the vehicle and demanded  exorbitant rate of interest.  Complainant is ready to  settle the matter  by paying the entire amount but opposite parties  asking exorbitant rate of interest.  Hence the complaint is filed for necessary relief.

  Complainant also filed IA 71/14 for an interim injunction restraining the respondent from selling the vehicle and after hearing both sides the interim injunction granted  on condition to pay Rs.50000/- to the opposite parties  towards due.

  Opposite parties entered in appearance and filed the version denying the allegation  made against  them by the complainant.  The opposite parties submitted that the complainant is a chronic defaulter and the complainant  himself surrendered the vehicle and the complainant even failed to comply with the conditions stipulated in the order in IA.71/14.

  No oral evidence is adduced by the parties.  Heard both sides.  Upon  hearing and on perusal of the  records  it is clear that the complainant is failed to complied with the condition stipulated in  the order in IA.71/14.  Hence we are of the opinion that the complainant is a defaulter and  he has not come before the Forum with  clean hands.  There is no merits in the complaint.  Hence the complaint is dismissed without costs.

Sd/                                                                                   Sd/                                                        Sd/

MEMBER                                                           MEMBER                                         PRESIDENT

eva      

                                                                                                                             /Forwarded by Order/

                                                                                                         SENIOR SUPERINTENDENT