Delhi

New Delhi

CC/99/2016

Vikas Gupta - Complainant(s)

Versus

LIC Housing Finance Ltd. - Opp.Party(s)

16 Oct 2019

ORDER

 

 

CONSUMER DISPUTES REDRESSAL FORUM-VI

(DISTT. NEW DELHI), ‘M’ BLOCK, 1^STFLOOR, VIKAS BHAWAN,

I.P.ESTATE, NEW DELHI-110002.

 

Case No.CC. 99/2016                                    Dated:

In the matter of:

Vikas Gupta

J-170, Saket,

New Delhi-110017

…Complainant

Versus

 

LIC Housing Finance Ltd.

Through the Regional Manager,

2^nd Floor, Jeevan Deep Building,

10, Sansad Marg,

New Delhi-110001

Also at:-

Branch Office

BF/2, First Floor, Main Jail Road,

Near Hari Nagar Bus Depot, Janak Puri

New Delhi-110058.

… Opposite Party

ARUN KUMAR ARYA, PRESIDENT

O R D E R

The complainant has filed the present complaint against the OP alleging the deficiency in services. It is alleged that on 06/12/2014 complainant handed over the pay order of Rs. 37,36,300/- to the OP Co. against the loan account no. 311000000658 against the receipt. On 27/12/2014 complainant came to know that intentionally the OP Co. had not presented the pay order for encashment after the delay of 21 days despite the fact that the same was deposited with the OP on 06/12/2014, as a result of which, complainant had to bear extra interest burden of Rs. 20,457/- which amount to deficiency in services on the part of the OP.

During the course of arguments, it is revealed that the subject matter of dispute i.e. the loan amount against which the interest was charged by the OP is Rs. 37,36,300/-, which exceeds the pecuniary jurisdiction of this Forum i.e. Rs. 20 lacs, as such, this Forum does not have Pecuniary Jurisdiction to entertain this complaint, in the light of  Ambrish Kumar Shukla and Ors. Vs. Ferrous Infrastructure Pvt. Ltd., Case no. 97 of 2016, decided by Hon’ble NCDRC on 07/10/2016 reported as Manu/CF/0499/16.

In view of the above, we are of the considered opinion that this Forum does not have the Pecuniary Jurisdiction to entertain the present complaint. Accordingly, the complaint be returned to the complainant along with annexures/ documents by retaining a copy of the same for records with liberty to file the same before the competent Forum as per the Law. The particulars in the light of the judgement of Hon’ble NCDRC in the matter of Tushar Batra & Anr. Vs. M/S Unitech Limited decided on 26/04/2017, Case no.-299 of 2014 are as follows.

•  Date of presentation of complaint :-    04/02/2016.

 

• Date of return of complaint :-                16/10/2019

 

• Name of complainant :-                          Vikas Gupta

Copy of the order be given Dasti to the parties.

 

Announced  in open Forum on  16/10/2019.

File be consigned to record room.

 

 

        (ARUN KUMAR ARYA)

                                  PRESIDENT

          (NIPUR CHANDNA)                                                               (H M VYAS)

                                MEMBER                                                                          MEMBER