Orissa

Jagatsinghapur

CC/103/2022

Sagarika Mohanty - Complainant(s)

Versus

Authorized Officer Cholomandalam Investment & Finance Co.Ltd. - Opp.Party(s)

Mr.S.K.Naik

28 Jul 2023

ORDER

DISTRICT CONSUMER DISPUTES REDRESSAL COMMISSION JAGATSINGHPUR
JAGATSINGHPUR
 
Complaint Case No. CC/103/2022
( Date of Filing : 02 May 2022 )
 
1. Sagarika Mohanty
W/o Jnananjaya Mohanty, At- Jagati, PO- Bhutmundai, PS- Paradeeplock, Dist- Jagatsinghpur
...........Complainant(s)
Versus
1. Authorized Officer Cholomandalam Investment & Finance Co.Ltd.
At- Bijayachandrapur Near IFFCO Chack, PO/PS- Paradeep, Dist- Jagatsinghpur
2. Branch Manager, Cholamandalam Investment & Finance Company Ltd
Sreemaa Construction Building, Naya chowk, Madhupatana, Cuttack- 753010.
3. Managing Director, Cholamandalam Investment and Finance Company Ltd
Corporate office at Date House, 1st Floor, No2, NSC Bose Road, Chennai- 600001
............Opp.Party(s)
 
BEFORE: 
 HON'BLE MR. PRAVAT KUMAR PADHI PRESIDENT
 HON'BLE MRS. MADHUSMITA SWAIN MEMBER
 
PRESENT:
 
Dated : 28 Jul 2023
Final Order / Judgement

ORDER BY HON’BLE PRESIDENT- MR. P.K. PADHI:

                                                                                                  JUDGMENT

            Complainant has filed the consumer complaint U/s.35 of Consumer Protection Act, 2019 seeking not to repossess TATA LPT 3118/56 TC bearing Regd. No.OR-04-M-9321 and to supply loan agreement and other documents etc. and pay compensation of Rs.3,50,000/-.

            Complainant took loan on 30.5.2020 to repay in 71 monthly EMI @ Rs.36,720/-commencing from 05.7.2020 to 05.5.2026. Complainant failed to pay and violated the agreement for which on apprehension of repossession complainant has filed the consumer complaint seeking aforesaid relief. There is not a single scrap of paper from complainant asking opposite parties to supply the aforesaid documents for which we find no merit in the consumer complaint and any deficiency on the part of opposite parties. Besides that complainant is a defaulter of loan as per agreement.

            However taking a linnet view we dispose of the consumer complaint directing the opposite parties to supply the loan agreement copy and any other document as required by complainant available with opposite parties and may charge the fees to that effect. The complainant shall pay his regular EMI and in addition to that pay Rs.20,000/- (twenty thousand) in each month towards pending EMI. For failure to pay regular EMI and additional amount, the opposite parties are free to take action as per rule/law. With the aforesaid observation and direction the consumer complaint is disposed of. No cost.  

            Pronounced in the open Commission on this 28th July,2023.

 
 
[HON'BLE MR. PRAVAT KUMAR PADHI]
PRESIDENT
 
 
[HON'BLE MRS. MADHUSMITA SWAIN]
MEMBER
 

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