Complainant/petitioner applied for a loan of Rs.60 Lacs from the respondent bank for a hotel project and filed all the necessary documents.  However, the loan was not sanctioned.  The petitioner had paid processing fee of Rs.60,000/- which was not refunded.  On a claim filed by the petitioner, respondent refunded sum of Rs.26,292/- and withheld the remaining amount of Rs.33,708.  Thus, being aggrieved petitioner filed a complaint against the respondent

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seeking direction to the respondent to pay the balance amount of Rs.33,708/- along with a compensation of Rs.50,000/-.

          District Forum dismissed the complaint, aggrieved against which the petitioner filed an appeal before the State Commission.  The State Commission relied upon paragraphs 2 & 3 of the policy in which it is provided that whenever credit proposals are declined, only 50% of the normal processing charges/upfront fee is refunded to the borrowers.  Since the credit proposal of the petitioner was not accepted, the respondent has refunded 50% of the processing fee after deducting 12.5% towards service tax collected from the petitioner. 

We agree with the view taken by the State Commission and find no merit in this revision petition.  Dismissed.  No costs.