Dear Sir/Madam,

Sub:- Can A credit card company claim after 5 years & can they file a case against me?

Recently I received a call from Shaha Finlease Pvt Ltd, mumbai regarding out standing payment dues on Credit Card issued by Standard Chartered Bank 10 years back. That time i have used the credit card for 26,000 INR and couldn't able to pay due to my office has closed and unpaid salary for 3 months. Now after 10 years, Shaha Finlease Pvt Ltd,mumbai called me(now i am working in italy, don't know how they got my contact nos) and harassing me to pay a lumbsum of 6,00,000 INR, also told they r going to file a case against me and also they will cancel my visa immediately and wll make me deport to india.
then I told them Im ready to pay how much i used and i paid to that company thru net banking 50,000 INR and asked them to close my issue.
Now again they are calling and pay 257,206 INR to close this issue. If i don't pay this they are going to file a case against me in india as cheating (section 420,406) like they are threatning me and calling my coleagues who works with me here in italy about my information.
Can you please tell me If a bank authorised to allow any agent like shahafin lease pvt.ltd to go for file a case against me?

in this whole 10 years i havn't got any type of intimation letter from them and suddenly they are calling and harassing me physically and mentally.

Please Help me regarding the above.

Thanking you,

Regards
sree