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Standared Charted Bank Credit Card, Pune

This is a discussion on Standared Charted Bank Credit Card, Pune within the Product And Services forums, part of the Miscellaneous category; I have given SC credit card when i joined an IT company. I made very first transaction by purchasing Rs ...

  1. #1
    Rahman0106 is offline Junior Member
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    Default Standared Charted Bank Credit Card, Pune

    I have given SC credit card when i joined an IT company. I made very first transaction by purchasing Rs 5000.00 merchandise, they have sent credit call bill statement at date date which was last date of submission further more they sent follow-up statement to pay with additional interest.

    I said this not my mistake, i can settle principal amount any time but I’m not willing to pay interest sum , as this is cheating.

    Now after 2-5 years i got call from SC bank stating you need to clear you due by paying full payment with interest(which 7-8 times principal amount) years on. for sure they have put my name in CIBIL.

  2. #2
    Rahman0106 is offline Junior Member
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    This is height of cheating and blackmailing. Now I’m getting call from SC bank.

    I had simply asked them to send me settlement details, mentioning principal, total interest and final settlement amount.
    They have asked me to pay for principal amount only. But they are denying it to mention (principal amount) in settlement letter stating this against banks policy, and putting me in CIBIL defaulter list for the rest.

    It has become sole business for SC bank, open a collection department assign them task to recover money. And instruct them if you do not find defaulters, START CREATING DEFULTERS.

    Rahman

  3. #3
    brian nathaniel soans is offline Senior Member
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    Quote Originally Posted by Rahman0106 View Post
    This is height of cheating and blackmailing. Now I’m getting call from SC bank.

    I had simply asked them to send me settlement details, mentioning principal, total interest and final settlement amount.
    They have asked me to pay for principal amount only. But they are denying it to mention (principal amount) in settlement letter stating this against banks policy, and putting me in CIBIL defaulter list for the rest.

    It has become sole business for SC bank, open a collection department assign them task to recover money. And instruct them if you do not find defaulters, START CREATING DEFULTERS.

    Rahman

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