Hi There,
This is in regard with Wrong Entry In my CIBIL report by ICICI bank.
I have applied for home loan with HDFC & SBI banks, and both of them claim I have overdue on a card with ICICI bank.
Even my wife who is co-applicant has wrongly 2 icici bank credit card over dues in her CIBIL report by mistake.
I have contacted ICICI bank and they have confirmed that card doesn't belong to me and has been entered in CIBIL by mistake.
But still they are not able to give me NOC which can help me proceed with Home Loan Approval.
Also, as I am having hard to convince my builder to wait for more time for disbursement of loan amount,
So I am on the verge of loosing the deal and 10% of the my hard earned money paid to him as well.
I tried to explain same to ICICI bank Collection branch at Bommanahalli, Bangalore, but they are least interested in helping me out with fast resolution.
All they are saying talk to customer care. I have been explain same story to customer care as well,
but they also told me that "WE CAN NOT GIVE ANY NOC TO YOU BUT CAN RAISE REQUEST TO INVESTIGATE IT", Even after they confirm that these cards DO NOT belong to me or my wife both.
Please find below card details which DO NOT belong to me, but are reflected in my CIBIL report wrongly:
For Me -
Full Name: Sandeep Singh
My PAN # BAVPS8147J
Wrong Entry for Account #1
Bank Name : ICICI Bank
Credit Card No : 4076590653127002
For My Wife -
Full Name: Amrita Singh
My PAN # BJIPS7788D
Wrong Entry for Account#1
Account Type: Credit Card
Bank Name : ICICI Bank
Credit Card No : 4477478094033002
Wrong Entry for Account#2
Bank Name : ICICI Bank
Credit Card No : 377041422465004
Account Opened Date: 23-03-2007
AS PER MY UNDERSTANDING, I AM OBLIGED TO GO TO BANKS OMBUDSMEN FOR HARASSMENT BY CIBIL'S WRONG REPORT BY ICICI BANKS MISTAKE.
As we can see I am having lots of mental pain and harasment because of somebody's else mistak, I want to know To Whome I should report??
So lousy banks like icici do not do mistakes like this again and innocent people like me suffer from their recklessness.
Now, I am also taking this with my company's Globle Employee Safety and Harrasment helpline,
They are sort assuring me if I accrue loss and icici bank is responsible for the same,
They will black list ICICI bank for "All Business Transactions" in Japan & APAC resion.
One suggestion I want to give to all the people who have card with ICICI is that :
"CANCEL THE CARD AND NEVEN HAVE A CARD WITH ICICI BANK, EVEN IF YOU DON'T USE IT"
For any query please reach me at 91-9886129050
Thanks
Sandeep Singh
91-9886129050



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