I want complain about DHFL.
I had took loan from DHFL in the year of 2007 at floating interest rate of 12%pa.

I have been asking them that when the rate of interest will go down, as all other
instituions are giving effect of reduced rate of interest.
But I am still paying interest rate of 12.75%. which is much more than current
floating rate of interest.

I want to talk u guys before regitering a complaint.

Please help.

I family se loan find yet why they are no helping me with homeloan kya? every minute is pain. why they are no helping me in...

Dont apply home loan in dhfl
i have applied home loan in dhfl. i gave all the papers they need and paid the processing fees too.before getting all my document they contacting regularly.then two weeks later they dont inform whether my loan as been sanctioned or not.i called him but they dont pick my call.if they pick the call, says that iam travelling or iam in meeting call you later.main aim of the DHFL company is receive the processing fee after that they wont contact you.so please dont apply home loan in dhfl.apply only reputed bank its good and safe to our property too.

Dear Sir,

Sub: Non return of Property document

With reference above, kindly return my property document since i have closed my housing loan with interest on 25/02/2010 vide demand draft Nos. 963132 &963136 dated 25/02/2010 Drawn in SBI-Arakonam for Rs.362831/-, for the same you have given receipt ACK No.CHE/10978 at your Annasalai Branch, Chennai.

Till now you have not returned the document, we have represented many times over phone and personally but your reply is 'document in zonal office we are sending E-mail', concerened branch manager is not interested to receive our complaint. kindly help us in settling issue at the earliest.

thanking you,


Peter Joseph V G
9994441955

Dhfl home lone service is veery poor pl call me 09993388384

to mr anil sachdanand and dhfl managment sir i am jai mala from new delhi i have dsa code of your bank dhfl but your employe cheat with me he disburse the file to another code and give 1 lac lic insorence to the coustmer but he didnt give me any pay out iam dsa ihave aggrement copy of your bank cheater emploee name sumit mob,9718351459,subodh saini9711777524 and your east of kailash branch manager cb pandey ,,,, pls take action many time i viseted your branch east of kailash delhi but i get from jai mala 9811677309

sir/mam
i have taken a loan from your firm. the loan amount is Rs.704000.00.for a plot in bhiwadi rajshthan. the builder name is M/s Omaex pvt ltd and the project name is Omaex city bhiwadi phase II.my plot number is 110.
now i have inform your branch that is located in alwar Rasjshthan that i do not need extra money from your firm now please start my EMI but they said they need the possession letter from the builder.now builder is saying that possession letter will be given in Jun 11. now My problem is this why i should pay the PMI why not EMI . once i had told the i will give the possession letter after getting from the builder i.e in Jun 11
my filr no is 10056.
my loan code is 7706.

it is requested that please start my EMI so that i should not be in loss.
thanking you

kanwal singh yadav

I have agreed to take loan with interest rate of 10.75 %. But during the sign off the sanction letter your executive Sukhendu ( Kolkata Branch) told me that from 1^st August your interest rate will be 0.25 less from market value and show me the hard copy of 0.25 percent waiver mail approval. But after 1^st august your bank taking 11.5 percentage interests instead of 11.25 percentages. I have several times request your account manager to provide re-sanction letter but still not received the letter. After increasing of interest rate tenure will increase but for me EMI increasing though I have total 27 yrs service period.
After application and mail several times I am not getting list of mortgage document.
I have agreed to take loan with interest rate of 10.75 %. But during the sign off the sanction letter your executive Sukhendu ( Kolkata Branch) told me that from 1^st August your interest rate will be 0.25 less from market value and show me the hard copy of 0.25 percent waiver mail approval. But after 1^st august your bank taking 11.5 percentage interests instead of 11.25 percentages. I have several times request your account manager to provide re-sanction letter but still not received the letter. After increasing of interest rate tenure will increase but for me EMI increasing though I have total 27 yrs service period.
After application and mail several times I am not getting list of mortgage document.

Dear Sir,
We have taken a housing loan from DHFL for Rs.15,60,000/- for 12 years and paying Rs.17,863/- as EMI regularly till July,2011. After that due change in rate of interest our EMI gone to 20,200/- which is over burden to us and struggling every month to meet the EMI amount. We requested DHFL to increase the period and keep the old EMI amount as monthly payment. But they did not agreed. Recently my husband Mr.Tiwari Rama Krishna Prasad who was working for a pharmaceutical company at Baddi, Himachal Pradesh lost his job due to health problem. Now, he joined another organisation. But the salary is less comparing to previous company. During this situation, the EMI amount increased. We are undergoing lot of financial crisis.
We request you to kindly help us by talking DHFL officials and provide a solution. We will try to pay the old EMI amount monthly. Pleae do the needful.

Name: Tiwari Rama Krishna Prasad
Address: Flat F1, Devi Enclave,
Hema nagar, Boduppal,
Hyderabad.

Mobile No: 09318693200 / 09010491390

Loan A/c: 6773

E-mail: tiwari_hema@yahoo.co.in

Thanking you,


Hema Lakshmi Tiwari
Mob: 7799888745

DEAR SIR/MADAM,
I HAVE APPLIED A HOUSING LOAN OF RS 25,00,000/- FOR DHFCL
AND THE PERSON "Mr.GOVIND PANDAY" HAS PROMISED ME TO SANCTION IT BUT HE
TOOK A PROCESSING CHARGE OF RS 5515/-(cheque no.416341 dated 23/7/2011 hdfc
bank) SO I DID AND I TOLD HIM NOT TO SANCTION IT BEFORE BANK APPROVES IT
BUT HE DEBITED THE AMT FROM MY A/C OF RS 5515/- .AS IT HAPPEN
I IMMEDIATELY CALLED HIM AND HE PROMISED ME TO REFUND THE AMT IN 3
DAYS,AFTER 3 DAYS I AGAIN CALLED HIM FOR REFUND BUT I GOT NO RESPONSE FROM
HIM.AFTER THAT I CALLED DE WAN HOUSING FINANCE CORPORATION LTD,(FORT
BRANCH) FOR REIMBURSEMENT OF MONEY ORF RS 5515/-.I TALK ED TO Mr.MIRJOLKAR
HE TOLD ME THAT HE WILL DEDUCT THE SERVICE TAX AND GIVE ME THE AMT IN 1
WEEK.AFTER 1 WEEK I SEND MY REFUND APPLICATION BY fax no:02222871985 & ALSO
BY email:dmirjolkar@gmail.com THIS CONVERSATION WAS SEND ON 3RD
August,AFTER THAT I SEND MY PERSON Dewan Housing Finance LTD (FORT BRANCH)
OFFICE WITH ORIGINAL REFUND APPLICATION ON 8/8/2011.BUT DUE TO PROFOUND OF
ONE EMPLOYEE Mr.DEEPAK KHARALE NOT ONLY HAD MY TRUST IN COMPANY HAS BEEN
COMPLETELY DESTROYED,BUT SUSPICION AND MISCONDUCT WITH MY PERSON THAT
{REFUND NAHI MILEGA JO KARNA HAI WO KAR LO} HE USED SO HIGHER TONE HE BROKE
MY TRUST NW SIR/MADAM U CAN ONLY HELP IN IN MY REFUNDING MY AMT

PL HLEP ME OUT FORM THIS

REGARDS,
ROSHAN KANOJIYA

As per RBI, Pre-payment charges are cancelled since last 1 month. But in DHFL it is not applicable yet. Why it is so slow process.......Why...........
If any charges are increasing then banks are updating within 1day or less than that, but to updated such type they are taking dealy...
Why..??? ..Our system is like this ??

Dear Sir/Maidem

i have apply for my insurance money and FD but bhopal branch officers don't told us regine
I want to return my money so kindly i request you please solve us our probelm


thank to you

Dear Concern,

This is to Inform you that DHFL & the Employs of DHFL all are Fraud, They take Money from People for Passing the Home Lone and then they ask for the Original Papers and They buy thereself and make a Fraud.

This complaint is Against the Lady MAYA working in DHFL Vasai Branch she is the Fraudest Lady Sitting there Working with Agent Named Tushar & Fernander... Ther eat our Percentage and Gave us the Fake Document of Sanction Letter of DHFL and when we Verified it was fake...

Awaiting for the Justice...........

Regards
Anud Shirgaonkar
9594751373

In the month of may2011 i apllied for home loan through their agent mr.rupesh shaw excutive in n.s.road branch in kolkata. I clearly instructed that i dont have sanction plan of my house under this circumstances if u can provide me loan then only u may proceed.

He assured me sir dont worry our company also provide loans to coustomers like you. If your other papers are o.k. Then we also dont have any problem.
I provide all documents required by mr. Rupesh shaw and as per promise he handed over me loan sanction letter after legal verification of my house and estimated cost declare was rs.30 lacs.
Thereafetr their real magic begain. For a loan of rs.6.52lacs they charge me 7700/- and they took all post dated cheques & filled up gauronter form from from my friend mr. Dharmendra kumar maloo. And started to asking diffrent type of formaliteis from kolkata municipal corpn. As per their demand i again invested rs 10000/- for manual a.r.c. Copy from kolkata municipal corpn. After submitting all formalities as per demanded by mr.rupesh shaw i m enable to understand why they are not disburshing my loan to me neither they provinding any cancellation or refusing letter for my loan . Mr rupesh shaw showing cause that because of technical reason we are unable to provide loan.
My question is that after a legal verification of my house you asked for loan processing charges, post dated cheques, gaurantor formalities and after fulfillment of this formalities how you people can deny for loan. Your behavior with your caustomer ia like a mouse in a cage because we have no proof of our pain which was given by your excutive.
Still all post dated cheques and all papers are still lying with mr. Rupesh shaw. When i asked to surrender all documents with loan refusal letter . He replied me paper "aise hi lena hai to lo nahi to bhand me jaoo mein apko written me kuch nahi doonga" i also try to met with senior of your n.s.branch they refuse to meet with me.

Mukesh kumar jain
09836641517