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Personal Loan

This is a discussion on Personal Loan within the Personal Loan forums, part of the Loan category; My name is Jitender Pathania.I had taken a personal loan from ICICI of approx.1,32,000 repayable in 48 installments of 3741.00. ...

  1. #1
    JitenderPathania is offline Junior Member
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    Default Personal Loan

    My name is Jitender Pathania.I had taken a personal loan from ICICI of approx.1,32,000 repayable in 48 installments of 3741.00. As I was working I paid 35 installments on time.
    Due to recession i have lost the job in March 2011 and could not pay the remaining installments.I am going through unbearable tourchure, harrsament and mind stress from collection agencies and they are calling my family members in Himachal Pradesh. My request is i dont have any bank balance now and how to proceed. the pain mental egoney tourchure by these collection department is unbearble. I am fed of this.I have outstanding principal amount of approx.46,000.
    Can any one suggest what is the best method to sort it out. If i want to close whats the best settlement amount i can ask for. As i cant pay it [COLOR=#009900 !important]one shot[/COLOR] i can pay installemnet close to 3000 pm. Please help me.

  2. #2
    diamonddan is offline Junior Member
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    According to me a personal loan is a short-term loan to assist you with your finances. This payday loan is secured against a future paycheck.

  3. #3
    attorney is offline Senior Member
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    Greetings !!!!!!

    Hi,

    We are Financial Legal Advisors, have been located in Chennai. We render Financial Services to our clients regarding,


    • CIBIL Report Obtaining
    • CIBIL Report Clarification / Rectification
    • Bank Bebt Re-Consolidation
    • Bank Legal Problems
    • Liaison for one time settlement with bank
    • Deal with NPA
    • Handle DRT Cases


    Contact details:


    • Contact Person :Miss. P. Saranya (MA.,BL)
    • Office name : INNOVISION SERVISES
    • Contact number : 044-2031487, Mobile:9380167894
    • E-mail: attorney.innovision@ gmail.com


    NOTE:


    We do not work for CIBIL or any government body; we are private organization having legal advisors to tackle issues& secure proper remedy.

  4. #4
    ICICI Bank Care is offline Senior Member
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    Hi,

    We are sorry to here about your experience. Please send us your contact details at care@icicibank.com and our official will get back to you soon. Kindly refer '3107722' in the subject line.

    Regards,
    ICICI Bank Customer Service Team

  5. #5
    snug-loans is offline Junior Member
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    You get the quick personal loan from snug-loans.com by submitting the application online.

  6. #6
    diamonddan is offline Junior Member
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    Most reputable companies will require you to have been in full time employment for a good while and have a good credit rating. They charge horrendous interest, which is why they will probably be happy to entertain you. Beware, if you go down this route, you will owe them double, before you even start re-paying. However, as you are looking for so much, it's possible that even they won't entertain you. I suggest that you ask a family member to take out a loan on your behalf, if they are willing to do so.

  7. #7
    diamonddan is offline Junior Member
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    We do not work for CIBIL or any government body; we are private organization having legal advisors to tackle issues& secure proper remedy. You will owe them double, before you even start re-paying. However, as you are looking for so much, it's possible that even they won't entertain you. I suggest that you ask a family member to take out a loan on your behalf, if they are willing to do so.

  8. #8
    esdicorp143 is offline Junior Member
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    A personal loan is a short-term loan to assist you with your finances. This payday loan is secured against a future paycheck. Simply it is an all purpose loan for your own personal use. Let your need be anything right from meeting medical expenses to wedding expenses to funding holidays to buying jewelry to down- payment for a home loan to transfer of credit card to a sudden business requirement to anything! You can take a personal loan for any purpose. There are numerous opportunities to avail a loan and financing institutions have spared no effort to push their services.Your credit score plays a critical role in determining the interest rate. You can get good personal loan interest rates if you have good credit score.Banks usually offer personal loans at fixed rates and variable rates. A fixed rate will have the same monthly payment for the life of the loan.

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