Dear CIBIL,

i had taken a personal loan of 45000, i paying one installment i started getting calls from next month for paying all in one time and pressurizing to put me behind bars, from which i got irritated and refused to pay

every now and then they use to send local people home to trouble us and my mother use to be alone and take abuses from them

in anger u i just refused to pay a single penny and show them that u just cant trouble like this

today my name is blacklisted and i have been asked to speak to CIBIL for it

kindly guide me please as i am not able to take anything in installment and my tax is going on time

i do not want to be a defaulter and also what is my fault

thank you

regards,

vikas chand