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Personal loan denied - ICICI, HDFC, AXIS

This is a discussion on Personal loan denied - ICICI, HDFC, AXIS within the Personal Loan forums, part of the Loan category; My CIBIL score is 650. I have an existing running loan with StanC . ICICI bank denied the first three ...

  1. #1
    alexjose is offline Junior Member
    Join Date
    Jan 2012
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    4

    Exclamation Personal loan denied - ICICI, HDFC, AXIS

    My CIBIL score is 650. I have an existing running loan with StanC . ICICI bank denied the first three ECS deductions for the first 3 Stanc EMI after which I had to manually transfer the EMI amount to Stanc loan accnt. This was purely a technical error from ICICI bank, Adyar branch, Chennai because of which my CIBIL score became low. Now the same bank is denying a personal loan stating this reason that CIBIL score is low

    This is very unfortunate that in urgent times, banks are not helping the customers

    My email is alexkj76@gmail.com

    Could some one advise as to waht could be done in this case

  2. #2
    veritastheteam is offline Senior Member
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    Your Credit Information Bureau (Cibil) credit information report(CIR), other than your income, is the single most important tool used by a lender to evaluate your application for any loan or credit card application. Naturally, it’s important that you understand your Cibil CIR and what it takes to maintain a credit history, so that it is viewed favourably by lenders.
    We provide assistance on behalf of the client to get CIBIL report.
    Please not we neither working on behalf of CIBIL nor any other government department.
    We are Independent financial advisors.
    Our services includes
    1. Assisting for applying CIBIL reports
    2. Helping for CIBIL report correction
    3. Assisting getting loans from nationalised or private banks or NBFCs
    4. Representing CIBIL issues and other matters to client’s bank
    5. Fighting for getting NOC or NO DUE CERTIFICATE from banks on behalf of client after settling account
    6. Liaisoning between Bank and Client to sort out the matter of credit cards or loans
    or more information please visit at

    NOTE: CIBIL REPORT IS STRICTLY PRIVATE AND CONFIDENTIAL DOCUMENT NEVER DISCLOSE TO ANY ONE
    We are not providing any free services but advising professionally and result oriented.
    Office:

    VERITAS THE TEAM
    914, Sahajanand Shopping Centre
    Opp. Swaminarayan Temple
    Shahibaug Ahmadabad 380004

    http://www.cibilcredit.blogspot.com
    Ph: 079-65498941
    079-40099917
    SMS: 09687967770
    Mail : veritastheteam.smile777@gmail.com
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    cibilcredit.blogspot.com


  3. #3
    ICICI Bank Care is offline Senior Member
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    Hi,

    We have made note of your email id. We'll contact you and work to address your issue at the earliest.

    Regards,
    ICICI Bank Customer Service Team

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