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Problem with HDFC personal Loan

This is a discussion on Problem with HDFC personal Loan within the Personal Loan forums, part of the Loan category; I have a personal loan from HDFC bank loan a/c no.16596989 of Rs.2 lacs for three years which I have ...

  1. #1
    amit1773 is offline Junior Member
    Join Date
    Dec 2011
    Posts
    1

    Default Problem with HDFC personal Loan

    I have a personal loan from HDFC bank loan a/c no.16596989 of Rs.2 lacs for three years which I have taken in May 2010,I submitted my cheques and did the entire formalities at the initial stage but there is some internal problem with the ECS in the bank due to which every month i have to give them a cheque every month.I gave a call to their customer care even today but they are not giving any clear solution or even registering my complaint regarding the same so that I can pay the EMI's through ECS.Now this is creating a problem when I am again applying for another personal loan.
    Kindly suggest.
    Regards,
    Amit Dhamija.

  2. #2
    dprasannakumar is offline Junior Member
    Join Date
    Dec 2011
    Posts
    1

    Default Got Negative while Address Verfication

    Respected Sir,

    I, PRASANNAKUMAR DONKADA, (Date of Birth 19-September-1981) working in NCC Limited (Previously Nagarjuna Construction Company Limited) as Officer EDP and presently applied for Personal Loan on 05.12.2011 vide reference no.20230501 for Rs.1,00,000/- at Hubli Branch through Digambar Kulkarni, an third Party between HDFC Bank and Me, whose residancy also Gulbarga. During applying I have given my Company Qtrs which earlier and Present Mailing Address as "GANGA NILYA", PLOT NO.37, TELKAR LAYOUT, KUSNOOR ROAD, GULBARGA - 585105 and Iam residing beside the same Address which like as "SAPTAGIRI", PLOT NO.31, BESIDE TELKAR LAYOUT, RAJAJINAGAR, KUSNOOR ROAD, GULBARGA - 585105 the both addresses Proofs are herewith attaching with this mail for your reference.
    I submitted my Driving License as Address proof as it has the address like "GANGA NILYA", PLOT NO.37, TELKAR LAYOUT, KUSNOOR ROAD, GULBARGA - 585105. While your verification Officer, Mr.Prasad visited on 15.12.11 and I showed already both addresses, and he agreed that there are all OK as I mentioned in Application. And I got Message on yesterday i.e.16.12.11 that My Application Accepted whereas My Address Verfication Completed.
    And yesterday I got a Call from Your Bank and verified the same, and I mentioned the Both Addresses.

    But infact to accept my Loan Application your bacnk officials and taken as Negative mark to put-up My loan application.This is not fair to do this to me as I submitted all documents properly and helped the Verifying Officer, by showing the both addresses.

    So, Please see in this regard, and If possible please kindly arrange for re-applicate/re-verify my Loan Application. This is humbly request

    My Details are hereiwth enclosing with this mail for your reference. IF I WANT TO MIS-GUIDE YOUR PEOPLE I WILL NOT GIVE PROPER DETAILS, AS I HAVE GIVEN ALL OF MY RELAVENT DOCUMENTS INCLUDING MY PERMANENT RESIDANCE FOR VERIFICATION PURPOSE.PLEASE NOTE THIS SIR.

    Kindly Do the Needful, Please. It's request Sir.
    Enclosed Scanned Copies are herewith attaching for favour of information:
    1. PAN CARD
    2. DRIVING LICENSE
    3. GAS BOOK (HP GAS)
    4. MY 2-WHEELER (PASSION PRO) RC BOOK
    5. BANK STATEMENT PRINTOUT TAKEN FROM BANK (Since 6 Months)
    6. MY APPOINTMENT LETTER ALONG WITH LATEST INCREMENT LETTER given my COMPANY, NCC LIMITED
    7. MY PREVIOUS YEAR PF SLIP (2009-10) Present not yet received
    8. MY PASSPORT SIZE PHOTO
    9. IMAGE SHOWING THAT MY HOME & QTRS
    Attached Thumbnails Attached Thumbnails Problem with HDFC personal Loan-incr-dpk.jpg   Problem with HDFC personal Loan-residance.jpg   Problem with HDFC personal Loan-pan-card.jpg   Problem with HDFC personal Loan-prasu-gas-03.jpg   Problem with HDFC personal Loan-prasu-dl.jpg  


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