i took a personal loan from HDFC in 2008 but i was not able to pay regular payments after may 2009.
Now a guy is regularly calling me & my family members and harrasing them verbally with all the indian obscene gaalis
He is calling me regularly , abusing me & threatening me that he will call all my relatives & will tell them
I alraedy informed him that i am in touch with customer service dept of HDFC but still he goes on calling me
i have also informed HDFC that i will restart the payment soon but they are taking no action against this guy
please suggest what to do as he can easily defame me and my family members & do he have have the right to call all my family members & relatives????