Originally Posted by Dipak Dalavi

This is Dipak Dalavi.

I have complaint again HDFC Loan department and need to know why they have put my name in CIBIL list.
As per HDFC i have taken a laptop from some shop on EMI basis and there are 4 to 5 EMIS which i have not paid and due to which they are calling me.

When i discussed with them they were very rude and talking to me in very bad manner.

I asked them to visit my residance and check all required details and they found that this is fraud done by some person and that fraud person took a laptop on my name by using my documents.
But when they cross checked the documents the person has changed my address on that documents and submitted.

On top of that HDFC has to cross check my signature details and all but instead of doing this they have put my name in CIBIL list.

The person who had visited to my place from Recovery department told me that " SIR AAP 8000/- DEDO, HUM SENIOR SE BAAT KARAKE CASE CLOSE KARATE HAI"
I clearly told him when i have not tooked this material why i will pay for it???? Then he is saying " KUCH NAHI AAPAKO HI FUTURE ME PROBLEM HOGA AGAR AAPKA NAAM CIBIL ME GAYA TO AND DEMANIDING FOR CASH"

I just want to complaint about HDFC verification process: how they are verfying such complaints? If somebody used has used my documents fraudly then what is my mistake in that? Also why they have put my name in CIBIL list?

This is very serious issue and need to address on top priority.

Regards,
Dipak Dalavi
9223519412

Dear Sir/Madam,

We regret the inconvenience. We will look into this from our end. We request you o write to talktous@hdfcbank.com with your full name and contact details, details of the account that you are receiving calls for and the reference id TTU000387622112011. We'd like to stress that your concerns are important to us.

Regards, Customer Assistance, HDFC Bank

Dear client,

Your Credit Information Bureau (Cibil) credit information report(CIR), other than your income, is the single most important tool used by a lender to evaluate your application for any loan or credit card application. Naturally, it's important that you understand yourCibil CIR and what it takes to maintain a credit history, so that it is viewed favourably by lenders.
We providing assistance on behalf of the client to get CIBIL report.

Please not we neither working on behalf of CIBIL nor any other government department.
We are Independent financial advisors.
Our serivices includes
1. Assisting for applying CIBIL reports
2. Helping for CIBIL report correctoion
3. Assisting getting loans from nationalised or private banks or NBFCs
4. Representing CIBIL issues and other matters to client's bank
5. Fighting for getting NOC or NO DUE CERTIFICATE from banks on behalf of client after settling account
6. Liasioning between Bank and Cleint to sort out the matter of credit cards or loans
or more information please visit at https://www.cibil.com
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plz give me advice for remove the my name from defaulter list of cibl.

Dear Sir,
Myself Anil Kumar Sinha and I had taken a Personal Loan from HDFC BANK(P.L.A/C No.-2025270) on 01.12.2005 from Patna Branch.Due to some problems I could not be able to pay on time.However,this has been settled by HDFC BANK vide Ref.No.:107/Patna/09-10 dated 22.03.2010 for Rs.37000/- payable in two instalments each for Rs.18500/-on 24.03.2010 and 10.04.2010 respectively.I had paid Rs.18500/- on 23.03.2010 vide receipt no.-91346053 and another Rs.18500/- on 07.04.2010 vide receipt no.-91510863.
Further for my HDFC Credit Card No.-5176521000080095 a settlement done through Bank vide Ref.No.-S 0510512 dated 20.06.2009 for Rs.20000/- payable in five instalments as follows and similarly paid:
Settlement Amount Payable on Paid on Paid through payment Receipt No.
Rs.4000/- 21.06.2009 21.06.2009 Cash F8818611
Rs.4000/- 10.07.2009 21.06.2009 Cheque No.-116529 SBI, F8818607
Gaya Bazar dt.-10.07.2009
Rs.4000/- 10.08.2009 21.06.2009 Cheque No.-116530 SBI F8818608
Gaya Bazar dt.-10.08.2009
Rs.5000/- 10.09.2009 21.06.2009 Cheque No.-116531 SBI, F8818609
Gaya Bazar dt.-10.09.2009
Rs.3000/- 10.10.2009 21.06.2009 Cheque No.-116532 SBI, F8818610
Gaya Bazar dt.-10.10.2009
All above Cheques were cleared and paid.However HDFC BAnk has not removed my name from the list of defaulter as a result I am getting problem.I request you to please look into the matter and do the needful.with regards,
Anil Kumar Sinha
9835029232

Dear Sir,

My name is Ashok Ahuja

Few years back I was using Credit card (HDFC bank) I shop for Rs 800 & took cash of Rs. 1000. When I was paying amount to bank agaist it, they put 30% interest on cash withdrawal on Rs. 1000.

They didnt behave well with my father too & warn us regarding payment freequently. Then a guy came to us & sorted the matter in Rs.2000/-

I have that settlement letter with me. Why my name is in CIBIL?

I have applied for Personal loan for my marriage. My application is rejected due to this. Request you to please clear my name in CIBIL or tell me what is my fault?