Hi,

i have seen all your posts in this forum. here i have one doubt each and ever time why you are praising B.N Soans. where user has shared their experiance who you are replying their posts. i believer you are B.N Soans . for getting you business , you are doing like this.

Yes you are correct this 2012 not 1970. Consumers are not fool. first you keep in mind.

in 1970s innocent user can not do anything against fraud/dirty agents like him. but in 2012 they can share experience and make a awareness into all users.

do not force to users to go for fraud /Dirty Agents.

this is only consumers court not Agent court. please keep in mind.

Hi all ,

if you are going to deal with any Agents, First take his identity like PAN Card, Passport Number , Voter card etc..
and his Official Company Address with proper communication Address (like company email,Company Land line Number).

take care , when you offered free services...

Best of luck

Dear Sir / Madam

I had defaulted my Citi Bank Credit Card payment and later on done the settlement, that time they given one letter stating that name will be removed from CIVIL, but till now it is reflecting in CIVIL, due to this am not getting any personal loan, please advice how to remove the name from Civil defaulter list.
Rgds
Pramod

to get cibil is very simple and easy. write to infocibil.com and pay Rs.142 for mini data and for full data send Rs.400 and collect data.
According to me CIBIL is a private website owner. They display data online without knowledge and consent of indian consumer .
the RBI Clearly states if any bank has to display any detail of individual - banks should inform the matter to consumer by registered post and sort the differances between bank and consumer.
in the event consumer doesnt respond then there is COURT OF LAW : which bank has to approach
to prove whether the person who borrowed money is a defaulter or not.
Also most important : as per INDIA N LAW - one is not guilty unless proven guilty. Thus one isnt a defaulter unless proven defaulter.
only if the court states that a borrower is defaulter - only banks can use services of private website CIBIL or for that instance any licensed credit worthiness displaying data online.
CIBIL is a rogue company and now CIBIL and all other creditworthiness companies will be abolished from india.
its just a matter of time.
for filing a joint RTI Petition against abolition of all creditworthiness declaring private website owners reply back to:
rajaditya123@yahoo.in

ABOLITION OF CIBIL IN INDIA - IS ON THE CARDS

The banks its directors at high places - about 6 nationalised banks / 5 [COLOR=#009900 !important]private bank[/COLOR] were called by the SupremeCourt to attend SUBMITand explain their share or contribution in encouraging private website owner CIBIL.
Cibil which is a subsidiary of CIBIL [COLOR=#009900 !important]TRANSUNION[/COLOR] - in USA has a business which works contrary to banking laws of India.
They display data at their websiteof anybody and everybody whoever their member banks state they are defaulters.
How does CIBIL Certify Credit Rating on an individuall not known to them directly.
It is like writing a public opiniun on a person not known to the writer.
Also 2nd aspect:
For instance : I as an individual has been classified defaulter at CIBIL by banks - to get my own data iI need [COLOR=#009900 !important]to apply[/COLOR] to CIBIL for getting my own document.
To get cibil I have to write to

info@cibil.com and pay Rs.142 for mini data and for full data send Rs.400 and collect data.
To get details of myself I pay up upto Rs.400 which makes no logic to any INDIAN Banking consumer.

Here are the facts:

[COLOR=#009900 !important]According to RTI Activists like us : CIBIL is a private website owner. They display data online without knowledge and consent of indian consumer .
we also have [COLOR=#009900 !important]a letter from RBI Clearly stating that CIBIL has nothing to do with RBI
[/COLOR][/COLOR]

Rules /[COLOR=#009900 !important]Notifications[/COLOR]:

RBI Clearly states if any bank has to display any detail of individual - banks should inform the matter to consumer by [COLOR=#009900 !important]registered post and sort the differances between bank and consumer. A copy has also to be sent to CIBIL.

In the event consumer
doesnt respond then there is COURT OF LAW : which bank has to approach
to prove whether the person who borrowed money is a defaulter or not.
Also most important : as per INDIAN LAW - one is not guilty unless proven guilty. Thus one isnt a defaulter unless proven defaulter.
only if the COURT states that a borrower is defaulter - only banks can use services of private website CIBIL or for that instance any licensed credit worthiness displaying data online.
CIBIL is a rogue company and now CIBIL and all other [COLOR=#009900 !important]creditworthiness companies will be abolished from india.[/COLOR]
its just a matter of time.

For filing a joint RTI Petition ON Abolition of all creditworthiness declaring private website owners write to:
alliedlawmumbai@yahoo.in
ALLIED LAW., is certfied by law : Licensed by and under ARBITRATION LAWS OF INDIA: BANKING/FINANCE
as we have the same name and style of our concern.Our [COLOR=#009900 !important]contact numbers remain unchanged for last 10 years

we serve with stability in all legal services we undertake.

Call us at : 09245201687, 09245809644

FAX: 022 66459547

Also for CIBIL clearance : write to : alliedlawindia@yahoo.com , alliedlawmumbai@yahoo.in[/COLOR][/COLOR]

Hi
As per my knowledge

i have found

Allied Law Main India office Address.

site address is : alliedlegalonline.com

Allied Legal,
India 8/8, Nakul Lane,
Vishwas Nagar,
New Delhi - 110032
India

India +91. 9899223824 (Standard call charges may apply)

They have 24*7 hrs. support by email and Live Chat and 10.00 to 8.00 pm IST by phone.

or

veritas the team
914,sahajanand shopping centre
opp. Swaminarayan temple
shahibaug ahmedabad 380004

www.Cibilcredit.Blogspot.Com
ph: 079-65498941
079-40099917
sms: 09687967770
mail : veritastheteam.Smile777@gmail.Com
facebook:http:/Www.Facebook.Com/Profile.Php?ID=100002378316540

Consumercourt.in does not provide any warranty/guaranty about all users posts.

we are a debt mangement company which is the only company in india that is iso certified to help people resolve issues with regards to cc and pl we also a partner with cibil we can get your score upgraded and an analysis report and help u get a loan as well please contact 9632220237

Dear Sir/Madam,

I am B Luke Ajay residing in Hyderabad, I have taken the personal loans from Fullerton India Credit Company Limited (27% of interest rate). My full and final settlement for that loan was done on June 26, 2011 and the bank has issued me a full and final settlement payment receipt. The receipt #4663452.

However, they have not cancelled the ECS clearance and tried to charge me for two next consecutive months, July & Aug 2011. I contacted India Credit Company Limited customer service and was told that they will process the extra amount in 45 days if the ECS for EMI amount (Rs. 2932/-) is processed.. Being a middle class person I cannot afford to keep the balance as I will be out of 3000 per month. So I have not kept and balance and I was charged 500 per month for in sufficient funds in my bank account.

Now the problem is my name is defaulter list in CIBIL report. Because of this I am not able to get any loan from bank. It is responsibility of the concerned member to submit correct, updated and accurate credit information to CIBIL.

Please give suggestion for my problem.and what is my next step.

Regards
Luke Ajay B
D.O.B : 12.04.1983
Father Name : B. N. Arick Swamy
Ph: 9849408504
mail id: biyyaniluke@ymail.com

Dear Sir/Madam,

I am B Luke Ajay residing in Hyderabad, I have taken the [COLOR=#009900 !important]personal loans[/COLOR] from Fullerton India Credit Company Limited (27% of interest rate). My full and final settlement for that loan was done on June 26, 2011 and the bank has issued me a full and final settlement payment receipt. The receipt #4663452.

However, they have not cancelled the ECS clearance and tried to charge me for two next consecutive months, July & Aug 2011. I contacted India Credit Company Limited [COLOR=#009900 !important]customer service[/COLOR] and was told that they will process the extra amount in 45 days if the ECS for EMI amount (Rs. 2932/-) is processed.. Being a middle class person I cannot afford to keep the balance as I will be out of 3000 per month. So I have not kept and balance and I was charged 500 per month for in sufficient funds in my bank account.

Now the problem is my name is defaulter list in CIBIL report. Because of this I am not able to get any loan from bank. It is responsibility of the concerned member to submit correct, updated and accurate credit information to CIBIL.

Please give suggestion for my problem.and what is my next step.

Regards
Luke Ajay B
D.O.B : 12.04.1983
Father Name : B. N. Arick Swamy
Ph: 9849408504
mail id: biyyaniluke@ymail.com

Hi

3 years before I've applied for ICICI credit card, but i didn't even received it.. after long time I got a call from ICICI customer care stating payment of Rs 22000 is pending my side. after receiving few calls I went directly to the branch and inquired about this, they checked all the details and said there is no proof of delivery, the card has not been delivered but some one have received the statement (I dont even know that person), also they checked the transactions made by the card.. no one have used the card but based on the card ICICI Lombard collected some amount for insurance. The executive asked me to contact Lombard customer care and reverse the amount so that it will be cleared. I called as per their instruction, they asked me to contact the ICICI credit card customer care and cancel the card. They are playing with me... Now my name is in defaulters list. Please help me to remove my name from the defaulters list.

My details:
Rathish Mohan
Pan # AKOPR7200F
DOB: 18.03.1983
Ph: 9884487002

Thanks.