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Personal loan from hdfc bank

This is a discussion on Personal loan from hdfc bank within the Personal Loan forums, part of the Loan category; Dear sir/madam, i have applied a personel loan in hdfc bank against approved loan for my sb account 2.59 l/r. ...

  1. #1
    gvsn_prasad is offline Junior Member
    Join Date
    Oct 2011
    Posts
    1

    Default Personal loan from hdfc bank

    Dear sir/madam,
    i have applied a personel loan in hdfc bank against approved loan for my sb account 2.59 l/r.
    They have refused to release bcoz bad cibil rating.
    Here i would like to bring to your notice that i have taken personal loan in icici bank in 2009 which is converted credit card amount to personal loan to avoid massive intrest charges. I have paid 6 months regularly. After wards i was unable to pay due mother under went two major surgeries. After wards my financial position became wrost.

    Here i am reqeusting one thing, once entered into cbil is it a big crime. Does it mean swindling lot of money and enjoying. How to clear this. By borrowing money from out side & paying not possible


    sir kindly persue this matter

    my sb account no. 07001050029994 hdfc ; balanagar brnach
    APPLICATION NO. 19859281
    Last edited by gvsn_prasad; 10-19-2011 at 04:11 PM. Reason: ADDEING MORE DETAILS

  2. #2
    Kotak Support is offline Senior Member
    Join Date
    Oct 2010
    Posts
    150

    Default

    Quote Originally Posted by gvsn_prasad View Post
    Dear sir/madam,
    i have applied a personel loan in hdfc bank against approved loan for my sb account 2.59 l/r.
    They have refused to release bcoz bad cibil rating.
    Here i would like to bring to your notice that i have taken personal loan in icici bank in 2009 which is converted credit card amount to personal loan to avoid massive intrest charges. I have paid 6 months regularly. After wards i was unable to pay due mother under went two major surgeries. After wards my financial position became wrost.

    Here i am reqeusting one thing, once entered into cbil is it a big crime. Does it mean swindling lot of money and enjoying. How to clear this. By borrowing money from out side & paying not possible


    sir kindly persue this matter

    my sb account no. 07001050029994 hdfc ; balanagar brnach
    APPLICATION NO. 19859281

    Dear customer,

    We would require a few additional details to look into your concerns. We request you to write to talktous@hdfcbank.com with your loan application details, contact details and the reference number TTU000374619102011. We will look into this from our end and respond.

    Regards, Customer Assistance, HDFC Bank

  3. #3
    veritastheteam is offline Senior Member
    Join Date
    Sep 2011
    Posts
    109

    Default

    Dear client,
    Your Credit Information Bureau (Cibil) credit information report(CIR), other than your income, is the single most important tool used by a lender to evaluate your application for any loan or credit card application. Naturally, it's important that you understand yourCibil CIR and what it takes to maintain a credit history, so that it is viewed favourably by lenders.
    We providing assistance on behalf of the client to get CIBIL report.
    Please not we neither working on behalf of CIBIL nor any other government department.
    We are Independent financial advisors.
    Our serivices includes
    1. Assisting for applying CIBIL reports
    2. Helping for CIBIL report correctoion
    3. Assisting getting loans from nationalised or private banks or NBFCs
    4. Representing CIBIL issues and other matters to client's bank
    5. Fighting for getting NOC or NO DUE CERTIFICATE from banks on behalf of client after settling account
    6. Liasioning between Bank and Cleint to sort out the matter of credit cards or loans


    NOTE: CIBIL REPORT IS STRICTLY PRIVATE AND CONFIDENTIAL DOCUMENT NEVER DISCLOSE TO ANY ONE
    We are not providing any free services but advising professionally and result oriented.
    Office:
    VERITAS THE TEAM

    Ph: 079-65498941
    SMS: 09687967770
    Mail : veritastheteam.smile777@gmail.com
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