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HDFC Personnel Loan

This is a discussion on HDFC Personnel Loan within the Personal Loan forums, part of the Loan category; Dear HDFC Bank, I am a victim of taking personnel loan and not able to pay it. Almost for the ...

  1. #1
    ramesh870 is offline Junior Member
    Join Date
    Oct 2011
    Posts
    2

    Default HDFC Personnel Loan

    Dear HDFC Bank,

    I am a victim of taking personnel loan and not able to pay it. Almost for the first 2 years i am able to pay the emi`s properly. But later unable to paydue to my personnel problems. But I was in contact with the bank and tried to convince them with my problems but they never understand it and later started harrassing.That is very natural i do not have any complaints regarding this from HDFC bank.But it was increasing by every day and I was really got afraid with them the language they use and by the words they told.
    Afterwards, I lost my job and for few months i dont have any job. Later I got a new job but due to having this issue it happened for me to lose the job. I had payed total of 83,260/-RS in emi`s and an amount of 53,574/-RS which the bank had taken.(total nearly 1.36 lakhs). Also, I had payed 15k to the collection agent sent by the bank representative, who didnt even provided any receipt.
    Currently my family was receiving threatening and harrassment calls from the bank executives. Due to their harrassment my father got hospatalised due to stroke. As, I told earlier currently I was jobless.
    This is enough and i just want to say that i am still is JobLess and as the HDFC Bank harrasing my family day by day now a days so i have decide to settle the whole amount at one time with the help of my Relatives/ friends and Parents.

    So I request to you Dear HDFC Bank Please show your mercy on me and please settle my loan account as soon as possible as one time settlement.
    I will be very grateful to you.......
    I will be very oblige if you can decide a medium settlement amount for my personal loan.......
    Thank You HDFC Bank...

    Regards,
    Ramesh Kumar
    rameshkumar.pittala@gmail.com

  2. #2
    Unregistered Guest

    Default

    Quote Originally Posted by ramesh870 View Post
    Dear HDFC Bank,

    I am a victim of taking personnel loan and not able to pay it. Almost for the first 2 years i am able to pay the emi`s properly. But later unable to paydue to my personnel problems. But I was in contact with the bank and tried to convince them with my problems but they never understand it and later started harrassing.That is very natural i do not have any complaints regarding this from HDFC bank.But it was increasing by every day and I was really got afraid with them the language they use and by the words they told.
    Afterwards, I lost my job and for few months i dont have any job. Later I got a new job but due to having this issue it happened for me to lose the job. I had payed total of 83,260/-RS in emi`s and an amount of 53,574/-RS which the bank had taken.(total nearly 1.36 lakhs). Also, I had payed 15k to the collection agent sent by the bank representative, who didnt even provided any receipt.
    Currently my family was receiving threatening and harrassment calls from the bank executives. Due to their harrassment my father got hospatalised due to stroke. As, I told earlier currently I was jobless.
    This is enough and i just want to say that i am still is JobLess and as the HDFC Bank harrasing my family day by day now a days so i have decide to settle the whole amount at one time with the help of my Relatives/ friends and Parents.

    So I request to you Dear HDFC Bank Please show your mercy on me and please settle my loan account as soon as possible as one time settlement.
    I will be very grateful to you.......
    I will be very oblige if you can decide a medium settlement amount for my personal loan.......
    Thank You HDFC Bank...

    Regards,
    Ramesh Kumar
    rameshkumar.pittala@gmail.com



    ________________


    Hi Everybody,

    I am also facing similar things from this Bank...this is really a worst bank and people dont opt. for this bank.
    They dont care about the customer, they always run for money and they will do whatever they want either legal or illegally as well...


    Please never trust this bank.

  3. #3
    Unregistered Guest

    Default HDFC Bank harrassing

    Quote Originally Posted by ramesh870 View Post
    Dear HDFC Bank,

    I am a victim of taking personnel loan and not able to pay it. Almost for the first 2 years i am able to pay the emi`s properly. But later unable to paydue to my personnel problems. But I was in contact with the bank and tried to convince them with my problems but they never understand it and later started harrassing.That is very natural i do not have any complaints regarding this from HDFC bank.But it was increasing by every day and I was really got afraid with them the language they use and by the words they told.
    Afterwards, I lost my job and for few months i dont have any job. Later I got a new job but due to having this issue it happened for me to lose the job. I had payed total of 83,260/-RS in emi`s and an amount of 53,574/-RS which the bank had taken.(total nearly 1.36 lakhs). Also, I had payed 15k to the collection agent sent by the bank representative, who didnt even provided any receipt.
    Currently my family was receiving threatening and harrassment calls from the bank executives. Due to their harrassment my father got hospatalised due to stroke. As, I told earlier currently I was jobless.
    This is enough and i just want to say that i am still is JobLess and as the HDFC Bank harrasing my family day by day now a days so i have decide to settle the whole amount at one time with the help of my Relatives/ friends and Parents.

    So I request to you Dear HDFC Bank Please show your mercy on me and please settle my loan account as soon as possible as one time settlement.
    I will be very grateful to you.......
    I will be very oblige if you can decide a medium settlement amount for my personal loan.......
    Thank You HDFC Bank...

    Regards,
    Ramesh Kumar
    rameshkumar.pittala@gmail.com


    this Bank is really a hell....it never cares about their customer, only runs for the money. It will do anything for the money.

    I am also one of the sufferer of this Bank.

    My suggestion for the new people who are going to opt. this bank is better dont go for this.

    They believe that they are doing business for us, but they do forget that we the customers are who give their business...

    This really made my life worst....

  4. #4
    Unregistered Guest

    Default HDFC Personal Loan

    Hi,

    I have applied for personal loan in HDFC bank and submitted all my documents along with 3 cheques.
    They have rejected the loan stating address verification failed but the fact is they never came for verification.
    However, they are not returning my documents.
    Various complaints has been raised with HDFC but no response so far.
    This is the worst customer experience I ever received from HDFC.

  5. #5
    Unregistered Guest

    Post C-bill

    I am appling for Personal loan in HDFC bank havin Ref-File No-19690137.
    If personal loan file under C-bill list, then what is the procedure for to make file.
    There is no any another way to do the same quickly.

  6. #6
    Unregistered Guest

    Default Closure of Personal loan accoun

    Hi,
    I am venkata Anil kumar and my personal loan account number is : 12717986 and i have closed my account on 27/03/2012. till date i have not received my loan closure document. kindly send me the loan closure document asap.

    You can contact me on 9894282108.
    please send me the closure document to my new adress:

    13/7, SS Aishwaryam Apartments
    Flat no : D1
    Bharathi Road 1st street.
    Perambur, Chennai - 600011
    Regards
    Venkata Anil Kumar

  7. #7
    ASHWANI KUMAR KHERA Guest

    Default Regarding loan a/c no.91198995

    i was having loan no.91198995 from hdfc bank on telephone inform me that your overdue balance is due for rs.9661

    the same amount i deposited in hdfc bank green park branch. vide receipt no.26006056 dt 27/03/2012. The assurance given to me that you will get letter from our bank with in a one week for recd full & final payment & your name from cibil will be removed . but till today neither i have recd letter nor my name removed from cibil



    ashwani kumar khera

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