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HDFC Bank personal loan intrest

This is a discussion on HDFC Bank personal loan intrest within the Personal Loan forums, part of the Loan category; I was approached by Mr. Manju Nath & Luxman Of HDFC Bank for personal loan @18.5% At reducing balance without ...

  1. #1
    Unregistered Guest

    Default HDFC Bank personal loan intrest

    I was approached by Mr. Manju Nath & Luxman Of HDFC Bank for personal loan @18.5% At
    reducing balance without any processing feebut I got a draft of Rs.57931 against the
    sanctioned loan of Rs.60000 in my loan A/C No.13031441 dt.28 Apr 2008 after
    deduction of Rs.2069 as processing fee with EMI of Rs.2514 for 36 months,which is
    calculated at 29% fixed.I approached loansupport@hdfcbank.com for querry on ROI &
    processing fee which they justified.
    Iwas again contacted by Mr. luxman for opening SB A/C to get reduced ROI on my
    balance loan amount which was negated by bank official Mr.Promod Nair& suggested me
    for topping up the loan but that to with fresh processing fee.
    In view of the above facts, I request your kind honour to help me from paying such
    high ROI of 29% fixed.

  2. #2
    boopesh.d Guest

    Default delay in personal loan

    (7 DAYS EYE WASHERS)
    Sir,

    I applied for a personal loan in HDFC bank in Chennai branch and submitted all the documents required to them through an executive in HDFC bank.When i gave all the documents i was said that within 7days my loan ll be approved and the money ll be credited and i am happy enough.
    As i believed them firmly i waited for a week and then called the executive ,he said me that today verification will be over but i was said the same answer for three consecutive days.And when i inquired a senior manager about the status i was damn shocked since he said me that only when the credit section says ok the loan ll be approved.
    I thought my loan was confirmed and made some arrangements but still i dint get it approved and as its too late i couldn't move to another bank so i am arranging the money through my friends.
    So friends pls be aware of those eye washers and do arrangements only after getting credited the money they may turn aside at anytime.
    Only God can save all our section of loan seekers

  3. #3
    Unregistered Guest

    Default

    i have applied for personel loan in HDFC bank .. I submitted my documents. But my personel verification is not complited . Now i am not staying in that place or not able to contact with the bank person. What should i do to cancel tha loan

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