i was offered a personal loan from bajaj finserv aganist my prompt payment towards auto loan(auto loan No. L2WHYD00107891. i was sanctioned an amount of rs. 35,000/- as personal (no. 4000PL00059674). till date i have paid the EMI of both the loans without any default. i applied a personal loan in my bank which offers salary deducation from my pay. but to my surprise, the bank denied me loan because my cibil report showed a default for this payment (the lauto and personal loan from babaj). the auto loan showed 24,140/- balance (the actual balance is 17,400/-) and the personal loan showed a balance of 40,436/- which is more than the amount sanctioned to me. i have paid the emi's promptly without any default. the bank people tell me that i have defaulted the payment so i cant get the loan till i clear the outstanding balance. i have been put to mental agony and having been running from pillar to post to get it cleared. can i sue bajajfinserv for wrongly projected my credentials on cibil. if so, how shall i proceed.

preetham kumar
preetham.kumar@rediffmail.com
mobile No. 9010498098