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wrong report projected by bajajfinserv in my cibil

This is a discussion on wrong report projected by bajajfinserv in my cibil within the Personal Loan forums, part of the Loan category; i was offered a personal loan from bajaj finserv aganist my prompt payment towards auto loan(auto loan No. L2WHYD00107891. i ...

  1. #1
    Unregistered Guest

    Default wrong report projected by bajajfinserv in my cibil

    i was offered a personal loan from bajaj finserv aganist my prompt payment towards auto loan(auto loan No. L2WHYD00107891. i was sanctioned an amount of rs. 35,000/- as personal (no. 4000PL00059674). till date i have paid the EMI of both the loans without any default. i applied a personal loan in my bank which offers salary deducation from my pay. but to my surprise, the bank denied me loan because my cibil report showed a default for this payment (the lauto and personal loan from babaj). the auto loan showed 24,140/- balance (the actual balance is 17,400/-) and the personal loan showed a balance of 40,436/- which is more than the amount sanctioned to me. i have paid the emi's promptly without any default. the bank people tell me that i have defaulted the payment so i cant get the loan till i clear the outstanding balance. i have been put to mental agony and having been running from pillar to post to get it cleared. can i sue bajajfinserv for wrongly projected my credentials on cibil. if so, how shall i proceed.

    preetham kumar
    preetham.kumar@rediffmail.com
    mobile No. 9010498098

  2. #2
    amish156 is offline Junior Member
    Join Date
    Jun 2012
    Posts
    2

    Unhappy Despite no dues pending on CD loans. Bajaj finance has levied some flimsy charges

    To:reshmi.nair@bajajfinserv.in,bflcustomercare@baj ajauto.co.in, wecare@bajajfinance.in, javed.shaikh@bajajfinance.com, Amit.anjan@bajajfinserv.in, sonal.tiwari@bajajfinserv.in, hr@bajajfinserv.in, rajorshi.chanda@bajajfinserv.in, gregory.wilfred@bajajfinserv.in


    Dear Sir,


    No reply from bajaj finance for the last 10 days. I have called up phone no 30922342, 30922300 / 347, pune office no.02041414600 no body answers the calls. When called up on tollfree nos my loan a/c no is rejected & disconnects the call.


    Pls help me to get intouch with the Grievance Redressal Team.


    Despite sending emails to wecare I have got no reply/email for last 10 days, also I am unable to talk/call ur toll free or any other nos.




    Amit Shah
    9820338418.


    CC: Legal department






    ---------- Forwarded message ----------
    From: Amit Shah <shah.u.amit@gmail.com>
    Date: Sat, Jun 9, 2012 at 11:38 PM
    Subject: Bajaj Finserv Lending Grievance Redressal Team
    To: grievanceredressalteam@bajajfinance.in, wecare@bajajfinance.in






    I have availed of CDloan in 10/05/2008 to 10/04/2009 for 3 accounts 405130195, 405130196, 405130197. Despite paying by PDC chq's in advance my a/c shows some o/s in each loan accounts. My cust Id no: 327294


    I had given u pdc cheques, how can u charge me for late deposition of chq's from ur end or maybe technical problem at ur end.


    1). Pls revert back the charges in all 3 a/c's.
    2). delete my request in pre offered loan for Personal Loan Rs. 43,000. I have already bought that product.
    3). Issue me NOC for the same.


    I have never got email or phone from any representative of the bank demanding any adjustment for the said loans.
    I do not know then how can u write it off in my CIBIL report.


    Amit Shah
    9820338418


    c/o no: Mobile: 9833398418




    cc: Legal dept




    REPLY FROM BAJAJ


    Jun 9 (10 days ago)


    We thank you for writing to us and acknowledge the receipt of your email. You will receive a reply from us within 4 working days.

    Your Service Request no. is : 2013769
    For an easier and faster access to your account details, please use our new IVR (Interactive Voice Response) facility on our Customer Care toll free numbers: 1800-209-5152 (for EMI cards) / 1800-209-4151 (for all other loans). All of the following information and more is just a click away on our IVR -


    Loan Information
    EMI related - balance, last payment
    Statement of accounts
    NOC
    Security Deposit Refund
    EMI Card
    TDS Certificates
    Should you have any friends or relatives who are interested to avail any of the following types of loans, viz. Consumer durable loans, mortgages, construction equipment loans or business loans, please do refer our services. We shall be glad to assist them.
    Please Note: For adding the Landline number, proof of Landline bill is mandatory, for adding or editing the mobile number, the verification code will be sent to your number which you will have to enter on the website.



    Assuring you of our best services always.


    Yours Sincerely,


    Bajaj Finserv Lending


    P.S. This is a system generated Service Request number and response for every query/interaction raised with Bajaj Finance Ltd






    REPLY FROM BAJAJ


    Jun 16 (3 days ago)




    noreply.wecare@bajajfinserv.in
    Jun 16 (3 days ago)




    to me
    Dear Customer,

    We thank you for writing to us and acknowledge the receipt of your email. You will receive a reply from us within 4 working days.

    Your Service Request no. is : 2013769
    For an easier and faster access to your account details, please use our new IVR (Interactive Voice Response) facility on our Customer Care toll free numbers: 1800-209-5152 (for EMI cards) / 1800-209-4151 (for all other loans). All of the following information and more is just a click away on our IVR -


    Loan Information
    EMI related - balance, last payment
    Statement of accounts
    NOC
    Security Deposit Refund
    EMI Card
    TDS Certificates
    Should you have any friends or relatives who are interested to avail any of the following types of loans, viz. Consumer durable loans, mortgages, construction equipment loans or business loans, please do refer our services. We shall be glad to assist them.
    Please Note: For adding the Landline number, proof of Landline bill is mandatory, for adding or editing the mobile number, the verification code will be sent to your number which you will have to enter on the website.



    Assuring you of our best services always.


    Yours Sincerely,


    Bajaj Finserv Lending


    P.S. This is a system generated Service Request number and response for every query/interaction raised with Bajaj Finance Ltd

  3. #3
    Bajaj Finserv Lending is offline Senior Member
    Join Date
    Dec 2011
    Posts
    482

    Default

    Dear Amit,

    At the outset, please accept our apologies for the inconvenience caused.

    To help us expedite the process of resolution, could you please share your Loan Account Number with us?

    With regards,

    weCare
    Bajaj Finserv Lending

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