Respected Sir / Madam,My name is MANAV M SHAH, i am from CHENNAI. I have obtained a
personal loan from KOTAK MAHINDRA BANK functioning operatations in CEEBROS CENTER,
EGMORE, CHENNAI. My loan A/C # CSG 1849711 Disbursed on 22012008 with instrument.#
054918 for Amt: 344598.During the year 2008 i suffered financial losses and had to
close down my business. Right form the date from which i have obtained the loan
till now i have never missed a single EMI of Rs. 14450/. Though each of my EMI'S
have returned from my bank , i have paid all the EMI's each month BEFOREtheir
closing date (i.e 28THor 29TH) month end. Last month (i.e) April 2009, when your
representative (Mr. Thyagu, cell no. 9940189685) from chennai branch contacted me
for the payable amount, i said him all about my problems. He suggested me to go for
a LOAN RESHEDULEMENT. As per his advice i went to respective branch on 29042009 and
applied for LOAN RESHEDULEMENT, I gave a letter to (Ms.Mary, contact no. 45508547)
and
they said that the work will be done within 710 working days. Later on 10042009 i
got a call form kotak bank person (Ms.Rakhi), stating that my LOAN is RESHEDULED
has been ACCEPTED and the new EMI's will be as follows,1; Rs. 5000/ for 11 months
{ May 2009 to March 2010 }2; Rs. 9000/ for 11 months { April 2010 to feb 2011 } 3;
Rs. 17500/ for 11 months { March 2011 to Jan 2012 }. Later, same month on
24052009,i got a call from the bank and was informed that my requested
RESHEDULEMENT is cancled and i have to pay the old EMI amount only. I requested
them over phone and also went to bank thrice with the request that how can i
arrange such a big amount within such short time of 6 DAYS. Today again when i
went to the CEEBROS CENTER branch to request for RESHEDULEMENT your REPRESENTATIVE
MR. RAJESH HAS WARNED ME OF DIRE CONSEQUENCES IF I FAIL TO PAY THE EMI AMOUNT THEN
AND THEIR, HE SAID "HE WONT LET ME GO OUT OF THE OFFICE UNTIL I CALL UP SOMEONE
AND ARRANGE FOR THE MONEY" SUCH T
HINGS IN FRONT OF AROUND 2025 PEOPLE, HE HAS GIVEN ME A HEAVEY MENTAL TORCHER, HE
MADE ME FEEL LIKE AS ID I WAS A THIEF,ONLY AFTER REQUESTIUNG HIM MANY TIMES HE LET
ME GO ON CONDITION THAT "HE WILL SEND THE PERSONS TONITE TO MY HOME AT 10.00PM TO
COLLECT THE MONEY". I FEEL LIKE COMMITING SUCIDE. HE HAS DISCRIMINATED ME. AMDE FUN
OF MY BAD FINANCIAL CONDITION. Right now i am working in a import firm, my take
home is 8000/ PM. I am a married person, with one daughter i have to takecare of my
family too, So in this situation i am not able to pay 14450/ each month. I request
you to get me approval for the RESHEDULEMENT of my LOAN from KOTAK MAHINDRA
BANK..Looking for a favourable reply form your end,Thanking you, REGARDS, MANAV
SHAH. (9884154210).