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CIBIL - WHAT is CIBIL - RBI Guidelines - Banking Laws - DR.B.N.Soans

This is a discussion on CIBIL - WHAT is CIBIL - RBI Guidelines - Banking Laws - DR.B.N.Soans within the Personal Loan forums, part of the Loan category; PLEASE NOTE: CIBIL IS A PRIVATE BODY. CIBIL HAS NOTHING TO DO WITH RBI CIBIL DISPLAYS DETAILS OF LOAN DEFAULTERS ...

  1. #1
    brian nathaniel soans is offline Senior Member
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    Exclamation CIBIL - WHAT is CIBIL - RBI Guidelines - Banking Laws - DR.B.N.Soans

    PLEASE NOTE:
    CIBIL IS A PRIVATE BODY. CIBIL HAS NOTHING TO DO WITH RBI
    CIBIL DISPLAYS DETAILS OF LOAN DEFAULTERS ON A ONESIDED BAISED BASIS ONLY LISTENINING TO THE BANKS SIDE.
    Many of the Banks registered at CIBIL are private Banks.
    May a times it is noted : Even after the loan has been settled by a cleint with the bank , the banks dont update their clearance at CIBIL.
    The bankers are quick to post a default on CIBIL . At times banks use CIBIL as an instrument to blackmail the loan client.

    CIBIL - one sided display of ones credit worthiness on a public platform is baised and thus contempts to WRONGFULL DISPLAY OF PUBLIC DOCUMENT.

    OPPORTUNITY LOSSES : INCURRED BY A LOAN CLIENT CAN BE CLAIMED BY THE LOAN CLIENT - ON CIBIL -AS CIBIL IS LIABLE TO PAY FOR SUCH LOSSES.
    ALSO THE BANK WHICH NEGLIGENTLY UTILISED SERVICES OF CIBIL TO DEFAME THE CLIENT/BORROWER IS CONSIDERED TO BE ACCOMPLICE TO CRIME AND THUS LIABLE ION EQUAL BASIS.

    SO BORROWERS - LOAN DEFAULTERS - DONT WORRY . THERE IS A BANKING ARBITRATORY COUNCIL WHICH LOOKS INTO ASPECTS TO ADDRESS GREVIANCE OF LOAN DEFAULTERS.
    BANKERS ARE ACCOUNTABLE TO THE PERSONS WHO BORROW MONEY FROM THEM. THE BORROWER PAYS INTEREST TO THE BANK AND THUS IS THE PRINCIPLE MONEY EARNER TO THE RESPECTIVE BANK.
    Banks should have patience to deal with borrowers on a one to one basis. inform the borrower the importance of paying their dues in time.
    Blindly without informing the client , the banks have no business to utilise CIBIL to blackmail and defame the client. These are mean recovery tactics.
    Above all: When a private banks lend money to prospective clients- borrowers they need to folow cardinal principle of banking.
    Bankers are traders in money like any other trader in any other product. The banks cannot add value to money they lend to borrowers. They can genuinely charge a nominal interest -under the interest regulatons laid down by RBI AND thus earn a decent profit as interest on the loan lent.

    This inset is given to all consumers- borrowers - loan applicants
    by :
    DR.B.N.SOANS

    Banking : Finance - Vigilance

    India

    Dr.B.N.Soans can be contacted on : 09245201687

    FOR DETAILS: EMAIL YOUR QUERIES TO: alliedlawmumbai@yahoo.in

    DR.B.N.Soans is expertised in banking laws, cyber laws and :ITA Laws 2000

  2. #2
    brian nathaniel soans is offline Senior Member
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    all defaulters afraid of cibil , affe cted by wrongfull display at cibil please go thru the above ad..
    for assistance: call : 09245201687 dr.soans

  3. #3
    brian nathaniel soans is offline Senior Member
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    Default

    loan defaulters who are suffering from CIBIL issues can contact: dr.soans at 09245201687

  4. #4
    Unregistered Guest

    Angry

    Quote Originally Posted by brian nathaniel soans View Post
    loan defaulters who are suffering from CIBIL issues can contact: dr.soans at 09245201687
    He is one of the biggest fraud. dont trust him he is a big cheater dangerous than the bank

  5. #5
    Unregistered Guest

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    Quote Originally Posted by brian nathaniel soans View Post
    loan defaulters who are suffering from CIBIL issues can contact: dr.soans at 09245201687
    He is the biggest fraud. Dont trust him. More dangerous than the banks.

  6. #6
    brian nathaniel soans is offline Senior Member
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    Exclamation wrong and misleading notifications from unidentified guests -baseless and illegal act

    Quote Originally Posted by brian nathaniel soans View Post
    loan defaulters who are suffering from CIBIL issues can contact: dr.soans at 09245201687

    The cases run by DR.Soans has been very effective and thus the banks - or illegal institution s trying upshoot in the market by wrongfull displays are placing such illegal notifications.

    It has to be stated that such people are scared to reveal their identity and come to this forum in the form as GUESTS.
    DR.Soans is an ex-merchant banker and a legal counsel of repute.
    If such notifications are placed to defame DR.Soans and the names of such identities who are involving their time in wrongfull campaigns can be sued legally.

    Thus it is called upon all cowards who are placing such ads to comeforth reveal their identities.
    Action and suit shall be followed effectively against such persons who are a disgrace and such people have no intention to help the public.
    These unidentified guests are timewasters and persons who are of low self esteem.

    Honest and upright persons neednt hide their identities when submitting their claims.

    This is written for public notification as DR.Soans is fighting a public petition to abolish CIBIL and its onesided baised activities.

    for details and clarifications on this :
    write to:
    alliedlawmumbai@yahoo.in

  7. #7
    brian nathaniel soans is offline Senior Member
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    when a person who is fighting for the interest of public ., there are few jobless or selfish identities to defame public awarness programmes.
    however dr.soans will continue in his relentless campaign against flaws and illegal activities ., making banking in india a treat.

    unidentified claimant states in his message banks are also dangerous.

    it is clarified here: banks or any financial institution an undertaking by GOVT,.OF INDIA are authentic. However there is flaws wherin some private banks take advanatge and the consumer is affected.
    dr . soans here makes the public alert and to be a wise consumer of the bankers to safegaurd the interests of the banking consumer in his/her best interests.
    all legal directions posted here on CIBIL related issues are substantiatable by legal records and RBI guidelines , thus are deemed authentic information for the general public.

  8. #8
    brian nathaniel soans is offline Senior Member
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    THANKYOU PUBLIC FOR ALL THE COOPERATION YOUVE GIVEN TO US IN YEAR 2010-2011
    MANY OF CIBIL RELATED MATTERS HAVE BEEN RESOLVED SUCCESSFULLY.

    AS WE ARE NEARING THE END OF THE YEAR : WE HEREBY REQUEST ANY OF YOU SUFFERING FROM CIBIL RELATED ISSUES COME TO US AND WE SHALL HELP YOUR CIBIL GET CLEARED BEFORE 31ST MARCH 2011.
    START THE YEAR 2011-2012 WITHA CLEAR credit information report.

  9. #9
    neeta reddy is offline Junior Member
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    hari krishna,

    write proper english and communicate properly .

    we have also got our cases dealt by b.n.soans in IIFL .

    he didnt even charge us any money. he is a very nice person. he faught all our iifl cases free.
    so how can some person who is helping public cheat. we dont trust your posts

    you placing false posts on this good guy. what is your intention. our friends also know b.n.soans is such a nice person , we have met him also.

    stop putting false posts man..... dont fool consumers for some personal grudge if you have on him
    dont spoil good works of honest people.

    you say at the end of the day - you will tell us he is honourable person or fraud.
    what do you mean by this statement. you yourself still dont know what you want to say of b.n.soans

    just because this is free forum you are blabbering something which you also dont know true or false.

    are you a real consumer of blackmailer

  10. #10
    Hari_consumercourt is offline Junior Member
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    Default Brian Nathaniel soans is a fraud ?

    As per my knowledge,

    "brian nathaniel soans" user. he is very dangerous than bankers Dont make any payment or dont send any identities online with out consulting him physically


    First inquiry about him. take his identity like PAN Card, Passport Number , Voter card etc..
    "
    ALLIED LAW INC... headed by Mr. Brian natha niel soans
    also sometime refer himself as Dr. b n soan he is complete fraud , he says that while sitting at his place at coonoor tamilnadu he will handle all credit card cases of india but its truly false he dont know anything and talks very big unheard stories which again is fake...he just want to fool the ignorant customers and to those who are in trouble to get out of this banks from where they took credit cards.. he knows well all individual will pay minimum Rs.3000 or less just to get rid of this kind of card or loan mess...so simply he take advantage and at last bring the option of settlement which anybody can do individually with the banks....
    the above words in not mine one of our consumercourt.in forum user has been posted his experiance.

    dijendra.singh
    .

    I made a payment on Jan 10 2012 for Credit card issues,
    he said that he will slove the issue with in 6 working days. but still i did not get any information for this process,
    even he did not give any information for this yesterday also i made a call he said that he is not feeling well,
    so he can to do anything. . Once amount received simply he will avoid clients.he cheated me.
    Like myself i hope there are so many users in india. just our aim is please avoid these type of cyber cheating s.
    I will prove with proofs. you can contact me at any time.
    (proof records are available for Online transfer,Emails, and his cheap tricks on my mobile with recorded)

    how you people are encouraging these type cyber crimes in your valuable forum. All other National/International forums are banned "brian nathaniel soans" we should not encourage him to do this we need to stop immediatley..

    here i have doubt, for each and ever time,when ever user has shared his experience, immediately we can expect a support post for b.n soans with different login, i think these users are owned by B.N.soans.It is also cheap trick by him.

    here he can create no.of users with different logins .
    and here i am expecting supporting post for B.N Soans with different Login and surely he will post some support words for B.N.Soans.

  11. #11
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    hi friends

    iam rajveer singh dhanjal . iam a customer of b.n.soans and alliedlaw.

    in 28th june 2011 same way when mr.soans won my case at cibil and got cases one mad man employed by hdfc bank placed false posts like these.

    iam also member of consumercourt and have benefited alot by posting my genuine concerns here. many of friends cosumers here who help each other. at the same time some people who work for banks pose as consumers and deliberately tries to write ill about our saviours like b.n.soans who has helped us.

    my question to consumers here is when someone critises a person who helps us some joing criticism.

    when people who are geuinely helped like us by b.n.soans or allied law we also have a choice to write good about the person who helped us.

    as stated by this joker /imposter consumer - we are genuine consumers. we dont post ill about anyone . we write good about people who help us .

    if you have personal grudge of any sort on b.n.soans sort it out with him individually.
    dont spoil our forum

    we are here to help eachother and appreciate people who help us.

    we are not a forum or list of consumers who only know to criticise. we also admire and thank people who do help us in our cause to fight banks and cibil

  12. #12
    Hari_consumercourt is offline Junior Member
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    Hi rajveer,

    Thanks for proving above my post is genuine and 100% correct by replying.
    Here all users are expecting for your reply.

  13. #13
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    dear rajveer,
    dont bother to post truth on such bank sponsered ads. these are nobody but bankers posting as consumers to mislead general public.

    It has not made any differance and our business is running as usual.

    This person even thanks you ., that means he has finally acknowledged our victory at RTI against CIBIL and private banks.

    Lets leave the RTI fight to RTI . Thanks for being supportive of our causes.

    In india people write for few days, few months thinking they can blackmail and gain something out of us. Initially there will be some noise, hue and cry then when PUBLIC realises that all this is farce then they stop bothering about such posts.

    This is part of life and life goes onn

  14. #14
    Hari_consumercourt is offline Junior Member
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    Hi All,
    As per knowledge and experience...

    First dont trust Fraud Agents and free services...with out consulting them

    I Strongly Recommended , Dont trust whos has no physical address and Proper company official communication address.
    and whos has remarks in these forum.


    if you want to start process..first check their identities
    Like company Registered address.

    As per my knowledge , Company Should be Registered 1956 Company Act.,

    Company Registered Address
    Company Official Address (not like Gmail,yahoo.. etc. may fraud Agent may create in Gmail, but Reputed company should have their official company email)
    Company PAN Number and etc.,

    Beware of online Fraud Agents.

    As per my knowledge , i believe some of best companies who has physical address

    Allied Law Main India office Address.

    site address is : alliedlegalonline.com

    Allied Legal,
    India 8/8, Nakul Lane,
    Vishwas Nagar,
    New Delhi - 110032
    India

    India +91. 9899223824 (Standard call charges may apply)

    They have 24*7 hrs. support by email and Live Chat and 10.00 to 8.00 pm IST by phone.

    may we can believe Allied Legal

    or
    veritas the team
    914,sahajanand shopping centre
    opp. Swaminarayan temple
    shahibaug ahmedabad 380004

    www.Cibilcredit.Blogspot.Com
    ph: 079-65498941
    079-40099917
    sms: 09687967770
    mail : veritastheteam.Smile777@gmail.Com
    facebook:http:/Www.Facebook.Com/Profile.Php?ID=100002378316540


    -
    By
    Hari

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    this hari is a chutiya.
    he has collected money from few people and now giving big bhashan.

    few days he kept quite as his fraud came to light.

    now he is trying to collect money from few of us that too in names of AlliedLegal and veritas.

    The directors of Allied Legal and Veritas have to check on such criminals.

    consumers dont pay any amount to hari. he is the BIGGEST OF FRAUDSTERS here fooling everyone by giving free bhashan.

    CONSUMERS beware of this cheater.

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