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Fullerton India

This is a discussion on Fullerton India within the Personal Loan forums, part of the Loan category; Hi, I had received a call from Fullerton, Bangalore.They said the were offering personal loan at 12%. So I thought ...

  1. #16
    Rhythm Gyabak Guest

    Default Possible Fraud

    Hi,

    I had received a call from Fullerton, Bangalore.They said the were offering personal loan at 12%. So I thought It ia a good offer and applied for Rs 2,00,000 and submitted all necessary docs during the fisrt week of April 10', however I didnt receive any notification about the status of my application. and when i tried to call them back both the telephone numbers from where i had received calls we disconnected, I avhe submitted all my confidential documents, including salary slips, bank statement, credit card statement. Now i suspect this could be a possible fraud company.

    I am afraid that they might misuse my info and avail a loan on my name and later on I would be penalized they dont pay back the loan.

    Please advice how should I proceed about this.

    Thanks,
    Rhythm Gyabak.
    Bangalore
    rhythmoo@gmail.com

  2. #17
    end.use is offline Junior Member
    Join Date
    May 2010
    Posts
    1

    Default

    If after one week you havnt got response. It means that your loan has been rejected. The concerned officer might not be comfortable discussing your rejection reasons. I would suggest you seek loan from some other firm.

  3. #18
    Unregistered Guest

    Default Bogus company, Uneducated Staff

    Its a fraud company, dont repay your loan amount, contact any legal advisor for necessary actions. It is a company formed by some chor people, they are arrogant, cheaters and uneducated people who eye on your pocket only, prefer indian banks and companies rather than fullerton for the help you need. Government should ban this company in India at the earliest, otherwise in long term this company may become harmfull for India as were british few years ago.

    Pls take this seriously and do'nt go for Fullerton loan at any cost.

    Thanks & Regards,
    Ashish Wagh
    9371995912

  4. #19
    Unregistered Guest

    Default Bogus company, Uneducated Staff

    Hi This is Ashish,
    Fullerton is a fraud company, dont repay your loan amount, contact any legal advisor for necessary actions. It is a company formed by some chor people, they are arrogant, cheaters and uneducated people who eye on your pocket only, prefer indian banks and companies rather than fullerton. Government should ban this company in India at the earliest, otherwise in long term this company may become harmfull for India as were british few years ago.

    Pls take this seriously and do'nt go for Fullerton loan at any cost.

  5. #20
    Unregistered Guest

    Default Bogus Company, Uneducated Childish arrogant Staff

    Hi This is Ashish,
    Fullerton is a fraud company, dont repay your loan amount, contact any legal advisor for necessary actions. It is a company formed by some chor people, they are arrogant, cheaters and uneducated people who eye on your pocket only. They don't predecide interest rate, it varies accoording to customer, they take our sign on no. of papers and do'nt give us duplicate copy, they decide interest and principle cutting on there own will and customer is given info after paying some installments. They charged me insurance and processing fees but insurance documents and other documents are not received from last 10 months. When asked in Local office, the say that the documents must have been misplaced somewhere.
    Prefer indian banks and companies rather than fullerton. Government should ban this company in India at the earliest, otherwise in long term this company may become harmfull for India as were british few years ago.

    Pls take this seriously and do'nt go for Fullerton loan at any cost.

  6. #21
    Unregistered Guest

    Angry Fullorton india

    nowadays robbers are not coming night to steal something, they are running a bank.. of course its fullerton.. its a number 1 fraud company.. i applied a personal loan for 1 lakh,, after a long confirmation they called me for personal discussion,, they told " for initial customers they have to pay emi for 4years and they sanctioned only 75000 and among that 3000 is for processing fee".. so overall i have to more than double the loan amount.. i asked to reduce the year and interest fot that the manager told this is the best offer in their company.. than i cancelled that loan,, the peoples dint give a little response after that.. hereafter i near turn to that company for emergency cases.. " THEY GIVE LOANS WHEN WE ARE STRUGGLING TO MAKE AS A POOR FOR ENTIRE LIFE".. govt should ban this type of concerns or should fix a cap interest amount to save the peoples.. i request u all people's --- [B]pls dont take any loan from fullorton[/B]..
    please help me to file a case against them..
    my mail id is ( harry24yr@gmail.com)

  7. #22
    Unregistered Guest

    Default Aorham

    Quote Originally Posted by Kavita Shetty View Post
    I kavita shetty had taken a personal loan of 2,50,000/- from Fullerton. we (fullerton and myself) agreed to the following break up of 2,50,000/-.

    They (fullerton ) trsf 1,40,000 in my saving a/c
    10,000 was deducted as service and insurance chgs
    Fullerton did a bal trsf of Rs. 46,000 to hdfc as my credit card pymt
    and they were suppose to do a bal trsf of Rs 54,000 to citibank to close my existing loan with citibank which didnt happen.

    So the emi for 2,50,000 is 9186 but i am paying the emi 9186 for 1,96,000/-

    Can you pl assist me on this as its really difficult for me to pay the emi's for the bank (fullerton and citibank)

    my fullerton personal loan a/c is 012425000013670

    Thanks
    STOP TO PAY YOUR EMI immediate. Do not pay Single penny to him

  8. #23
    pijush232 is offline Junior Member
    Join Date
    Jun 2010
    Posts
    1

    Default

    Hi,
    I have taken the loan from the Fulltron india of 75000/ as need of mybuisness.
    I have paid the EMIs for the 1 year regularly of around 50000/-.
    But due to some loss in my buisness my economical goindg downwards and hence I havent paid the EMI for last few months.
    I havetold the executives that give me some months time then I will make the payment.
    But company has denied it and they are coming to my home and threaten my family .

    Please tell me what could I do.

  9. #24
    ?????????? Guest

    Thumbs down What is going on???????

    I applied for a loan of amount rs - 40,000/- on feb 2009 but got only 36,500 after the so called their useless deduction and processing fee.

    I have pre-closed the loan account on feb 2010 including the pre-closure charges, per day interest, etc etc but even after CLOSING the loan account on feb 2010 the ecs for the loan was passed until july 2010.

    For every month, an ecs bounce charge of rs 276/- was debited from my bank account. Totally for four months a sum of 1000 rs has been deducted from bank account in the name of esc bounce charge.

    Am i earning to give all the money to these blood sucking people (fullerton)????????

    Is there any direct phone number or email address to contact the higher management to raise a complaint???????

    My email

    sarancmk@gmail.com

  10. #25
    Unregistered Guest

    Lightbulb Get togeather to fight Fullerton India

    Dear All
    I too am up set with the working of fullerton india. I have taken a home loan from them 3 years back. When i made request for preclose ther call center said that no such loan number exists. There are may more similer experience with fullerton india. I had made aperpayment of 1.5 L and its still not updated in my loan account though the amount has been debited from my bank. Repeated calls to them only makes me worry more with there non chalent and irespnsible behaviour and replyes. 90% of the year ther system is under upgradation.
    I therefore reques you all to come togeather and form a group and take same action. Writeing on a web site is not going to help us out ( though this is the most easyest thing we can do to console our self). These people needs legal action to get them straight. I was contemplating going to the consumer court. I stay in new mumbai if more persons can join me it makes the case agains them stronger. I here by give my contact details for interested persons to contact me.
    amaren.das@gmail.com
    022-25592158(10am to 5:30Pm)Mon-Fri
    09987080871 (7:30pm to 11:30pm) mon -fri, ful day on sat and sun

    My self Amaren Das
    Regards

  11. #26
    abhijit20 is offline Junior Member
    Join Date
    Aug 2010
    Posts
    2

    Thumbs down Very bad experience with Fullerton India credit company

    Hi friends,

    I had taken a loan of 40,000 from fullerton india just two year back in January 2008. The tenure period was for 18 months and the EMI was 3256. I was given 36,246 in hand. In between the period from March to August 2008. My condition was very bad, i lost my job and also my wife was pregnant during that period i could not give the EMi amount at least for 4 to 5 months . Everytime the collection officers keep calling me asked me for the amount. on december 2008 i got a job and payed them all the balanced amount. last call i got from Mr rahul he said that i have an outstanding balance of 7,000 left for the final period, if i would pay them the loan will be over. I had been to the branch of Kharghar and spoke to a collection officer First he said the amount balance is 14,000. I told him that i got a call from one of your collection officer, Suddenly he made a call to that officer then spoke to him, and took the money from me. I asked him whether everything has been settled down or not he said Yes. He also said within 1 month my name will be removed from Cibil . Now It's Four months has been passed by, My Name is still there in the Cibil. Last Month i had been to the branch once again along with my wife spoke with Shazia the lady who took my interview at the time approval of my loan. I told her i need a top up Loan she said she cannot help as my name is in cibil, Also the way which she talks that was too aggressive, when i asked her where is sameer dighe the collection officer, she said he left his job.

    And the best part is they were charging me Rs 550 as bouncing charges, two of my friends had taken loan from them but they are paying only Rs 250 for bouncing charges.

    Beacuse of them i cannot apply any loan to any other bank whenever i tried, my Loan always get rejected .

    I need a personal loan for the sake of my family Please help me out.

    Thanks.

    Abhijit Rajkumar Gogoi.

  12. #27
    abhijit20 is offline Junior Member
    Join Date
    Aug 2010
    Posts
    2

    Default

    Hi friends,

    I had taken a loan of 40,000 from fullerton india just two year back in January 2008. The tenure period was for 18 months and the EMI was 3256. I was given 36,246 in hand. In between the period from March to August 2008. My condition was very bad, i lost my job and also my wife was pregnant during that period i could not give the EMi amount at least for 4 to 5 months . Everytime the collection officers keep calling me asked me for the amount. on december 2008 i got a job and payed them all the balanced amount. last call i got from Mr rahul he said that i have an outstanding balance of 7,000 left for the final period, if i would pay them the loan will be over. I had been to the branch of Kharghar and spoke to a collection officer First he said the amount balance is 14,000. I told him that i got a call from one of your collection officer, Suddenly he made a call to that officer then spoke to him, and took the money from me. I asked him whether everything has been settled down or not he said Yes. He also said within 1 month my name will be removed from Cibil . Now It's Four months has been passed by, My Name is still there in the Cibil. Last Month i had been to the branch once again along with my wife spoke with Shazia the lady who took my interview at the time approval of my loan. I told her i need a top up Loan she said she cannot help as my name is in cibil, Also the way which she talks that was too aggressive, when i asked her where is sameer dighe the collection officer, she said he left his job.

    And the best part is they were charging me Rs 550 as bouncing charges, two of my friends had taken loan from them but they are paying only Rs 250 for bouncing charges.

    Beacuse of them i cannot apply any loan to any other bank whenever i tried, my Loan always get rejected .

    I need a personal loan for the sake of my family Please help me out.

    Thanks.

    Abhijit Rajkumar Gogoi.

  13. #28
    Unregistered Guest

    Question No Response

    Any response from verification Team

    Dear Sir
    This Ganesh Kunjir I have All Subbmited All Required Doc For Personal Lone .And Also The Verification Was Done But Till Now I am Not Geting Any Response Will Iam Geting Lone Or Not
    Pl Revert,
    Thanks & Regards
    Ganesh Kunjir(9870445885)

  14. #29
    Unregistered Guest

    Default Happy with service.

    Dear Sir,
    I am very happy with loan prosses of fullerton india. i dont have any quiries and any complaints with the company. i have taken the loan last 2 years & 7 month ago. i wish to take loan from fullerton in future.
    mymloan a/c no. is 036125000019640. my cell no. is 8860441156

  15. #30
    Unregistered Guest

    Default

    THOMAS HOPKINS FINANCIAL INVESTMENT
    26 York Street, London
    W1U 6PZ,United Kingdom
    Email: thomashopkinsoperationsmanager@w.cn
    Tel: +447045768709







    Good Day,I am a private investor,i give out unsecured guarantee loans to
    Business Men and women who are into Business transaction, automobile
    purchase,house purchase loan and other personal loans E.T.C.we give out
    long term loan for five to fifty years maximum with 2% interest rate in
    this,you can as well tell us the amount you need so that we will send to
    you the terms and condition that is if you are really interested in
    getting a loan from us, Loans are given out in Great British Pounds and
    United States Dollar the maximum I give is 20,000,000 both in pounds and
    $USD and the minimum 5,000 pounds and USD$.

    OUR PACKAGES INCLUDE:

    *HOME LOAN
    *AUTO LOAN
    *MORTAGE LOAN
    *BUSINESS LOAN
    *INTERNATIONAL LOAN
    *PERSONAL LOAN

    I also render Collateral And Non- Collateral Loans For Your Business
    Startup.If you are interested you Fill out the application details below
    so that we can start the processing of your loan sum.

    APPLICATION DETAILS

    First Name:___________________________
    Last Name:____________________________
    Gender:_____
    Female__________________________
    Marital status:__
    Married____________________
    Contact Address:______________________
    City/Zip code_____________________
    Country:______________________________
    Date of Birth:________________________
    Amount Needed as Loan:________________
    Loan Duration:________________________
    Monthly Income/Yearly Income:_________
    Occupation:___________________________
    Purpose for Loan:_____________________
    Phone:________________________________
    Fax:__________________________________

    In acknowledgement to these details, We will send you a well calculated
    Terms and Condition which will include the agreement.Furthermore be
    informed that you will also need a form of Identification which can be
    either a Driver's Licence or your working Identity card.

    Mr. Thomas Hopkins
    Financial Controller/Operations Manager
    Email address: thomashopkinsoperationsmanager@w.cn


    Tel: +447045768568,
    +447045768709

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