Dear Sir,
My name is Rajib Dutta. I am in financial crunch now and hence I applied for personal loan from a private finance company in New Delhi called "City Finance". They published their loan offering advertisement in Times of India a few weeks back. As per the adverisement they offer a personal loan at an interest rate of 4% per annum. When I applied they asked for all my details and documents. Then they sanctioned a loan of Rs. 3500000.00. They asked me to pay Rs. 35,000.00 as stamp duty and court charges directly to their IDBI bank a/c no : 268104000002387 by City Finance (Rahul Kumar). When I paid the amount on 08/05/2009 they said that their Lawyer will come to my place to make the agreement and disbursement. But nobody came and there was no communication from them. Finally I called them and they said to pay another Rs. 20417.00 as advance EMI to the same a/c to initiate the disbursement process. They said that was the final amount to be paid for disbursement. Initially I did not agree to pay the 2nd instalment but they said if I dont they will complain against me in credit bureau and forfeit my 35000.00 for not being able to complete the disbursement process. I lended out the 2nd installment (Rs. 20,417.00) from my Father-in-Law and paid it to them on 13/05/2009. Since then they did not communicate with me and when I try to communicate they deliberately disconnect their phone or swich it off.

Two days ago when I called them, their senior (Sanjay as he mentioned his name to me)picked up the phone and told me to pay another Rs. 35000.00 as lawyer charge to make the disbursement. As they told me earlier that I need to pay the lawyer charge only after disbursement. I think it is the right time to convey my problem to you so that I can get back my Rs. 55,417.00 from this fraud company.

The details of company representatives whom I communicated to are given below:

1. 09654663190 (employee name Nisha)
2. 09654662762 (employee name Deepak, senior)

Please advice me what should I do next to get my money back. I have all the bank receipts, Loan sanction letter, email and SMS communication with me. If you require I can provide all details immediately.

Thanks,

Rajib Dutta

Mobile number: 09741030575, 09739976975