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Harassment by canara bank help me

This is a discussion on Harassment by canara bank help me within the Personal Loan forums, part of the Loan category; My parent had two personal loans from canara bank,gonda branch (U.P) cancarry and personal loan in january 2006 whose 17 ...

  1. #1
    kai20 is offline Junior Member
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    Unhappy Harassment by canara bank help me

    My parent had two personal loans from canara bank,gonda branch (U.P) cancarry and personal loan in january 2006 whose 17 installment were paid regularly but unfortunately my father got transferred in april 07 to chapra and loans became NPA and also my mother took a PMRY loan from canara two month before my father transfer in february 2007 that loan became NPA too.meanwhile the bank took my computer as security which got stolen from manager and he didn't paid the compensation for the stolen computer so we sued him through their regional office and got a new sony laptop as compensation in NOV 2009 a year later my father rejoined and we approached bank to settle the unpaid loan we offered a sum which paid Principal amount along with some interest the bank declined our offer so we offered them payment of full amount and we paid them so both loan of my father became clear meanwhile we sended our salary to bank ourself this was our honesty and what we get in return is that they are deducting 60% of father salary toward PMRY saying that they will do whatever they want we requested them to take installment of rs 2000 toward the loan amount of 80000 but nope they are harassing us badly how can we sue the bank in this regard.please help.they are doing this because of the grudge they have for suing the previous bank manager.my parent are desperate how we will live in such costly market with only 40% of salary no one is helping us not our railway officers nor the Bank administration.now we are going to file a lawsuit please guide us how to do it.the bank manager is harassing us badly.my parent even took a loan in late 2004 which we paid and took the new loan which i have discussed above we are honest and very old customer of this bank and this is what we are getting we sended our salary by ourself and instead of a legimate amount they are cutting out outrageous amount from salary.and can we file a lawsuit on manager for harming our reputation.suggestion are welcomed
    some details
    my father is a railway employee
    my mother is house wife
    i am a student
    some details
    my father is a railway employee
    my mother is house wife
    i am a student
    Last edited by kai20; 06-17-2010 at 05:21 PM.

  2. #2
    kai20 is offline Junior Member
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    Default

    now the problem is solved no hard feelings canara bank higher authorities saved the day for us.now no longer the manager is able to harass us thanks to canara bank regional office

  3. #3
    Join Date
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    Default

    I am specialist in settlement , have resolved more than 1572 cases .Credit card debth will be taken care and highest waiver possible .
    Any personal loan issues also do not hesitate to contact me.

    You should know your right ,Collection Agents are not supposed to Harass or annoy the defaulters however chronic the default be.

    I am trying to help my citizens to fall in trap and thankyou to Consumer Court team for giving me this platform .

    Please contact me for immediate resolution for this issue at banklegalexpert@gmail.com

    Regards
    Akshay

  4. #4
    Sidhant's Avatar
    Sidhant is offline Moderator
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    Quote Originally Posted by BANKLEGALEXPERT View Post
    I am specialist in settlement , have resolved more than 1572 cases .Credit card debth will be taken care and highest waiver possible .
    Any personal loan issues also do not hesitate to contact me.

    You should know your right ,Collection Agents are not supposed to Harass or annoy the defaulters however chronic the default be.

    I am trying to help my citizens to fall in trap and thankyou to Consumer Court team for giving me this platform .

    Please contact me for immediate resolution for this issue at banklegalexpert@gmail.com

    Regards
    Akshay
    Hello,

    Kindly share your full details, Nature of your business and the address of your firm.

  5. #5
    gopidas sanwal Guest

    Default i need to full payement in canara bank

    sir i have took loan from v canara bank30lakhwith patnerin businees loos pantner go awaybut i pay 15lakhin 2yearsnow balanche15i pay now to ready but thy dont talk with me that say you r sucuirty v 50lakh yopu pay 50why thy said thy charghe inrest8 per anum in this colocation thy need 20lakh but im say pl take priciple wat can i do o im in heve losswat type sugesatio n pl give me

  6. #6
    Unregistered Guest

    Default suit them

    Quote Originally Posted by kai20 View Post
    My parent had two personal loans from canara bank,
    my father is a railway employee
    my mother is house wife
    i am a student
    some details
    my father is a railway employee
    my mother is house wife
    i am a student
    While u r honest u need not worry. first u go to The Officer concern to pmry and brief him ur problem. He will suggest u well. PmRY schemes are in-favor of borrower.

  7. #7
    Unregistered Guest

    Default

    Bank of baroda is not giving government subsidy which is available in other banks..
    I took loan in the year 2007 to 2011 ..government has decided to give subsidy to all the students after 2009..
    All Banks are refunding the interest but bank of baroda is not ... plz help us out... they are not listening.

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