Even i am facing the same problem. After all the procedures now Barclays is saying they cant give the loan coz i have two loans reflecting in cibil, which I really dont have.. can any one help in me in this..

Cibil will never update their records. They show all the outdated data and becuase of this many customers are suffering. Even though i have closed my loans the cibil report still shows that there are few loans running on my name. When they cant update the data why they take information from the banks. This is all cheating service provider

WRONGFULL DISPLAY BY CIBIL CONTEMPTS TO :
wrongfull display of public document and the consumer can claim for opportunity loss : 6 times of his take home salary .

Due to the fear of ending up to pay the consumer for wrongfull display of public document:opportunity loss created by CIBIL to the consumer CIBIL will be forced to correct and update the details.

Also it is comman logic: law is not a baised system .
Thus CIBIL which is updating automated information generated to their server based on the details provided by its member banks is actually a wrong practise and is punishable under law .

CIBIL needs to verify details of the loan default updates done by the bank with the respective consumer - check and verify the data and if found correct : only need to display such details.
else the details provided by the member banks proved to be baised - and a onesided review and not proven to be true contempts to wrongfull publising of public information- ITA LAWS 2000.

FOR DETAILS and to fight against such illegal atrocities :
write to ALLIED LAW ,MUMBAI : alliedlawmumbai@yahoo.in

Dear sir,
I have applied vehicle loan in HDFC bank, after verified my statements they said that your not eligle to get loan bcoz of my cibil score was 618, i am very surprised in this, i had several credit cards and now my outstanding is Zero, , i have other loans also but there is no overdue , please help out me to proceed furtherand do the needful...
Regards
Rashmi Ranjan Kanungo
S/o- Ramakanta Kanungo
741, Jaydev Vihar, Bhubaneswar, Odisha.
Pan No: AHYPK 4704C

The same problem with me also , I am unable to get any type of loan from any Bank , reason behind the CIBIL,Bankers are settelling the A/c but they are do not withdrawing the Name from the CIBIL. Its completely harshment with the people. In my case the bankers was charged lots of charges . My problem with HDFC Bank they had issued me a credit card but I did not get the card after that I was setteled the A/c. In India there is no any authority on the CIBIL.
Now my life is stuck , I have a handsome Salaary but I did not get the loan from The bankers to purchase the Car and If I will purchase in Case then the Income TAx will ask me from where u get the money. In simple way I am stuck

Is there any advocete who can fight on the above maatter
Thanks