Dear Sir/Madam,

I am Prashant Patil. residencing Mumbai, i have taken the Consumer loan from Bajaj Finance on 11/05/2009.A/C Number 57770cd00002075 & 57770cd00002076.Which was totally closed(full and final settlement done 09th Jan 2010) the bank has issued me a full and final settlement letter i.e. NOC(26068 & 26070)

Now the problem is my name is defaulter list in CIBIL report. Because I am not able to get any loan from bank. I am already discussed with CIBIL They are saying we can't modify any information in the database without the concerned member confirming the same. It is responsibility of the concerned member to submit correct,updated and accurate credit information to CIBIL.

I am already informed to concerned in Bajaj Finance (Lower Parel Branch). But still it is not updated to CIBIL.

Please give suggestion for my problem.and what is my next step.

Regards
Prashant Patil
Ph:9867854266
email id: prashant.alankar@gmail.com

Hello,

Do the bank mentioned in the settlement letter that after settlement bank will not forward your data to the CBIL defaulter list.
Genrally after settlement bank forward the customer data to the CBIl defaulter list, and in case if the customer want to remove their name from the CBIL defaulter list data then he/she should pay all the dues.

Always pay your dues on time, to avoid such things.

Dear Sirs, I am working as a Teacher in GVMC having completed 26 years of service and I am drawing my salary through SBH. I proposed to buy an LED TV of 32" through finance on 22-10-2011 at 1145 AM. They processed my application and informed that the loan was sanctioned They asked me all the documents and I submitted Bank pass book front page, PAN card, vehicle registration , bank mini statement. They further wanted some more documents. I could nt understand why further documents are needed when the repayment is done through ECS.
Moreover, the body language of the persons attending to the formalities is quite indifferent and they said they dont have any connection with the above Electronics show room even while sitting in the show room premises. I talked to Mr.Sharat (9985840386) stated to be Incharge of the finance. He was also helpless and not able to convince me. Fed up with the way the consumers are dealt with, I dropped my proposal and thought of taking up the same through Press. In fact through Press only I came to know that the products are provided on finance. It is my responsibility to bring the entire episode to the notice of consumers. I was always of the opinion that bajaj is "Hamara Bajaj" being an Indian company. But of late I observed that this is the worst financial services I have ever seen.
Venkata Nagamani.M
9441370370/9440615615
mvnagamani@yahoo.co.in

My Name is Harmandeep Singh from New Delhi. I had purchased the consumerable product from one of the Dealer in Janakpuri (Mangla Electronics) in the month of August. I had submitted all my proofs and authenticated documents + "Check of my Bank account with RBS - For ECS purpose" to apply loan which the BFL executive at showroom processed and got the approval done instantly. My Loan Account number is 4010CD00147227

In August and September, There was no debit of EMI RS 942/- from my account which was surprise to me. I called up almost 4-5 times at BFL customer care and they guided me to check with Dealer only for resolution as there was some goof up happened amongst two because of which my documents didn’t reach BFL so the ECS was not presented. On 5th Attempt, I was confirmed that the first EMI will be presented in Oct. As I always keep my bank funds updated as per my monthly commitments but still there was no EMI charged till middle of Oct'11

Somewhere on 15th Oct'11, I started getting calls from BFL collections team to make the payment because my check got bounced. When I asked the executive to present the check details presented for ECS, I got surprised that they presented the ECS in some wrong account number of HDFC bank where I do not hold any bank account with HDFC. I was harassed by BFL for good 9 days and it was height when their executive walked up to my house for payment. I asked them to give me in writing for all that goof up happened and also show me the check which they have with them against my Loan account number which they refused and threatening to give the payment. The agent misbehaved with my mother and wife at home.

I am getting the SMS daily from BFL to clear outstanding. My request to publish proofs is not being entertained by them at all.

Please help to take appropriate action against BFL

My Name is Harmandeep Singh from New Delhi. I had purchased the consumerable product from one of the Dealer in Janakpuri (Mangla Electronics) in the month of August. I had submitted all my proofs and authenticated documents + "Check of my Bank account with RBS - For ECS purpose" to apply loan which the BFL executive at showroom processed and got the approval done instantly. My Loan Account number is 4010CD00147227

In August and September, There was no debit of EMI RS 942/- from my account which was surprise to me. I called up almost 4-5 times at BFL customer care and they guided me to check with Dealer only for resolution as there was some goof up happened amongst two because of which my documents didn’t reach BFL so the ECS was not presented. On 5th Attempt, I was confirmed that the first EMI will be presented in Oct. As I always keep my bank funds updated as per my monthly commitments but still there was no EMI charged till middle of Oct'11

Somewhere on 15th Oct'11, I started getting calls from BFL collections team to make the payment because my check got bounced. When I asked the executive to present the check details presented for ECS, I got surprised that they presented the ECS in some wrong account number of HDFC bank where I do not hold any bank account with HDFC. I was harassed by BFL for good 9 days and it was height when their executive walked up to my house for payment. I asked them to give me in writing for all that goof up happened and also show me the check which they have with them against my Loan account number which they refused and threatening to give the payment. The agent misbehaved with my mother and wife at home.

I am getting the SMS daily from BFL to clear outstanding. My request to publish proofs is not being entertained by them at all.

Please help to take appropriate action against BFL

Dear CC,

My PL account number: 4000PL00058074

I have cleared my loan account completely 3 months ago.
Still, I keep receiving messages about EMI that is due for every month.
This month they even deducted my EMI amount even after paying back the loan completely.

Beyond not giving me NOC still, they do not even respond to the emails on time.They do not have call center to call and address the problem. It looks like all their mercy to get a response from them.

I have had another commitment after repaying this loan amount. Now because of this there has been a lot of problems that are being faced by me.

Please let me know the further steps on this.

Thanks,
Kishore

My Lon A/C # 4180CD00076566 So Please My Account Statemant

Sir,
I want to inform you that I have bought a 240 PROTN 3D ELT-INOX WIRLPOOLREFRIGERATOR from GREAT EASTERN TECHNOCITY, Kolkata under Bajaj Finance.But Some fradulant behavior I have found in the agent of Bajaj Finance in the above said shop. They are as follows...

1. Firstly, the agent said to me that there is no hidden cost, the loan given by them is totally zero persent. But in reality story is different. In loan details you will observe that my loan amount is 19500 and according to their rule four instalments should be paid at the purchase of goods. So I have to pay 6500 (My monthly instalment 1625/-) i.e 1625*4.But I pay Rs 7000 at the time of purchase of good.

2. Secondly, after two days when I went to submit the Xerox copy of my documents to the agent before my delivery of the said goods he trickfully said to me that you are selected for an insurance policy against your goods and you have to pay Rs 160 every month extra with your monthly instalment (1625/-) i.e 1785/-. At that time I was not in mood to calculate his tricky offer and I was compelled to sign the forms which was previously prepaired for me.

Hence I think it is one type of fraud trajaction by Bajaj Finance and I want to stop my insurance and claim my extra 500 rupees at the time of my first payment.