Originally Posted by sobran_singh1

i have applied for personal loan on 12/04/2010 in hdfc bank bahu plaza jammu branch, but my
case was rejected on 26/04/2010 due to
deneial of guarantee by the local gauranteer. Now have another local gauranteer working with me
and he is willing to gaurantee for me.The HDFC bank official refused to put forward my case again.
It is requested to your goodself to look into the matter personaly and do the favour.

Dear Mr Singh,

The loan application is considered in line with the bank's internal credit policy (which is based on a combination of financial and related criteria and/or statistically determined scores to assess credit eligibility) and operating/credit processes (which include a combination of verifications, credit bureau reports and document verifications).

The final sanction is subject to detailed credit appraisal, market reference checks as per the prescribed policies of the Bank.

For any further assistance, kindly approach your nearest Retail Loan Service Center branch for a detailed discussion.

Regards, Customer Assistance, HDFC Bank