Hello,

You need to pay the full amount to get removed from CIBIL.

Hi,
Appreciate your quick response. Actually they have withdrawn the pending EMI so I have nothing to pay.Please let me know the procedure to take the name off the CIBIL and how much time does it take to get the name off.

Originally Posted by kimkom2009

Hi,
I have an EMI pending for a personal loan which was availed 3 and a half years back from ICICI, for the month I did not have a job. I took the loan 4 years back and I have been paying it regularly since then except for that very month. They kept on harrsaing me for the same and even called my parents, now they have reported me to CIBIL as well. Also this month they charged m twice, once on 7th and then on 20th.They did it before as well but I disputed the charges which they denied. Then I had no option but to bounce the next EMI since I am on a limited income and support two families. Today I called them about the second charge and they said that the second charge is for the pening EMI. I have a couple of questions :

1) Can they charge me through the ECS again for the pending EMI?
2) Just one EMI pending I am a defaulter in CIBIL does it not see that I paid 41 rest of the EMI's regularly?

Can I dispute the EMI as I plan to pay it at the last and how can I remove the name from CIBIL..


Regards
Kapil

Dear Kapil,

Please email us with your contact details and loan account number at care@icicibank.com (Subject line: UID 303142). We'll be glad to be of assistance.

Regards,
ICICI Customer Service Team.

Originally Posted by kimkom2009

Hi,
I have an EMI pending for a personal loan which was availed 3 and a half years back from ICICI, for the month I did not have a job. I took the loan 4 years back and I have been paying it regularly since then except for that very month. They kept on harrsaing me for the same and even called my parents, now they have reported me to CIBIL as well. Also this month they charged m twice, once on 7th and then on 20th.They did it before as well but I disputed the charges which they denied. Then I had no option but to bounce the next EMI since I am on a limited income and support two families. Today I called them about the second charge and they said that the second charge is for the pening EMI. I have a couple of questions :

1) Can they charge me through the ECS again for the pending EMI?
2) Just one EMI pending I am a defaulter in CIBIL does it not see that I paid 41 rest of the EMI's regularly?

Can I dispute the EMI as I plan to pay it at the last and how can I remove the name from CIBIL..


Regards
Kapil