SIR MYSELF SANDEEP GARG HAVING SAVING ACCOUNT AND CREDIT CARD IN ICICI BANK FROM LAST 4 YEARS.MY SAVING ACCOUNT NO IS 003101532149 MY CREDIT CARD NO. IS 9401270041327003 DUE TO SOME PHYSICAL ILLNESS I AM NOT ABLE TO PAY MY CREDIT CARD DUES REGULARLY IN TIME SO THAT I SETTELED THIS CREDIT CARD AMOUNT IN 42000/-RS IN TWO INSTALLMENTS IN MAY 2008.I HAVE MADE THE PAYMET OF 11000/-RS ON 14-06-08 AND RS 18000 IS DEBITED FROM MY ACCOUNT ON 11-06-08 THEN NEXT INSTALLMENT I PAY ON 30-06-08 OF RS.10000/- THE ACTUAL AMOUNT OF SECOND INSTALLMENT IS RS 13000/- BUT DUE TO FINANCIAL CRISIS I DELAYED THE PAYMENT OF REMANING 3000/-RS BY 8 DAYS WHICH IS VERBLY COMMITED BY BANK EMPLOYEE AND HE ASSURED ME THAT UR SETTELMENT IS VALID AND THERE IS NO NEED OF OTHER SETTELMENT PAPER AND HE ALO SAY THAT THERE IS NO NEED TO WORRY.FROM THAT DAY TILL DATE ICICI BANK NEVER SEND ANY STATMENT OR ANY PHONE CALL FOR PAYMENT FROM ICICI BANK NOW BANK FREEZE MY ACCOUNT FOR RS 29000/- AND WHEN I GO TO VISIT TO BANK RECOVERY OFFICE IN ROHINI THEY SAID THAT UR SECOND INSTALLMENT IS RS 13000/- IN WHICH YOU 3000/- RS I DELAYED ONLY FOR 8 DAYS. SIR, I M THE ONLY EARNING MEMBER IN MY FAMILY AND AFTER PAYING ALL THE DUES BANK IS AGAIN HARRASING ME FOR PAYMENT.AND NOW THEY DEDUCTED THE sum of 16800/- FROM MY ACCOUNT WITHOUT ANY INFORMATION. ANDD NOW WHEN I ASK THEM THEY SAY THAT SIR STILL IF U NOT SETTLE THIS CARD WE WILL AGAIN DEBIT 13000/-RS FROM UR ACCOUNT. SIR I M THE ONLY EARNING MEMBER IN MY FAMILY AND ALL FAMILY MEMBER DEPENDS IN THIS SMALL SALARY WHICH THEY DEDUCTED.SIR I M VERY MUCH TENCED THESE DAYS BECAUSE THEY ARE HARRASING ME MENATLLY AS WELL AS FINACIALY. SIR HOW CAN THEY DEDUCTED MY WHOLE SALARY WITHOUT MY PERMISSION. WHICH IS ALREADY COMMITED BY YOUR BANK OFFICER. SIR PLEASE HELP ME.WAITING FOR UR FAVOURABLE REPLY WITH REGARDS SANDEEP GARG