My name is Krishna. I had taken few loan from Bank, however i have paid most of them. But for some personal loans there were few problems to repay the EMI's, however managed to pay them later and still paying.

Now i need a PL for an emergency purpose at home. And i am unable to get any loan from the bank due to my bad credit histroy.

PLease help me. My inntentions are very clear to make the payment and i wish not to default or fraud away with banks.

How do i get a loan in such circumstances.

Please advice.