Dear Sir,
Mr.Devender Malik and Ms.Pooja Malhotra of deustche bank Mobile No. 08742983223 and 9540169979 respectively contacted me in Apr,2012 for personnel loan.They stated that they are from the deusche bank.They have made many calls and they proposed 5% interest rate ie Rs 5000/-for rs 100000 in a year.I asked how it is possible to provide in such rate than they said that u have to deposit Rs.10000/- for one lakh for the insurance.Incase of any mishappening bank will recover that money from the insurance company.and on completion of EMI these Rs.10000 will be given back to you with 5 % interest.
I applied for Rs.2 Lacs loan and they asked me to give a cheque of Rs.20000 in the name of Reliance life Insurance along with other documents.They filled the form for loan and reliance insurance and said you will get loan draft in 10 days time.
My cheque was debitted from my account on 21 st May,2012.
After 10 days I contracted Mr.Malik he said first they will be sending the documents and you send us the scan copy than we will release the draft.
I informed them about the policy documents I recieved it was from reliance insurance .I said them that this is the money multiplier policy.Than Mr.malik said u send us the scan copy and u will recieve the draft with in 2-3 days mean while they send their repersentative to take the undertaking from me that I have read the content of policy and I am agreed with these.(In my opinin they have taken the undertaking because there were 15 days trial period in the policy that incase i am not agreed i can resend to relience and they will make the payment back.But I lost that chance because Mr.Malik and pooja were continously assuring me that your draft is ready but due to server probelm or mr.malik is on leave for 2-3 days we will provide u the draft on Monday ,wednesday etc.They made atleast 10-15 assurance.I continously called them on phone but Mr.Malik is not picking up the phone this is being attended by his colleque every time saying that he is in meeting and will call u back which never happened since July 15 on wards.Some times they said that Mr.Malik has left the job,He has been transfereed but he is there it self same with the case of pooja it self.When some body is picking up the phone they inquired regarding what for u need to speak and when I informed them about the draft than every time they ask me the date of birth supposing that they are checking on the system and than informed me that your draft is ready in delhi office but we are waiting for the relase orderfrom Mumbai HO.When I have inquired their office address they said s-43,Vikas Marg,Near ICICI Bank Preet vihar new Delhi(Finanace dept)but I doubt.It looks that they have cheated me badly by giving me the policy unneccessarily which I never wanted.I was in extreme need of money.Now what I should do.
Rajpal Singh
9811414782(rpvijay@rediffmail.com