Never take any kind of loan from HDFC bank.They are biggest thief.They take sign on something and will charge you something. Like they took sign on 1% processing fees and charged 1.5% processing fees.One thing I did good was that I didn't signed on blank form else they would have charged me with maximum rate of interest. They have so many hidden charges like Gap Interest which they don't even ask that you want or not they just charge it. If you are taking 6 lakh loan at the end you will be paying atleast 10 lakh rs which is not even shown and they don't have any decreasing interest but the say so that they have.Never believe these people.They promise you first that they can give you money at any interest then when you are in need they say no.Manisha Patil of HDFC bank is very good example of that. She first talk to you politely and say yes to everything and afterwards she change her statement and don't provide you loan at promised rate. So never believe her. Instead of that take from Axis bank. They give loan at very normal rate with no prepayment charges.

Thanks
Mrs Mheta