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Bajaj Finance Consumer durable loan

This is a discussion on Bajaj Finance Consumer durable loan within the Other Loans forums, part of the Loan category; Hi, After foreclosure of the loan by paying the last EMI, still sms's and email's are being received that the ...

  1. #1
    Unregistered Guest

    Angry Bajaj Finance Consumer durable loan

    Hi,

    After foreclosure of the loan by paying the last EMI, still sms's and email's are being received that the ECS debit will happen to the account for the loan. I am just fed up after following up with them and also writing mails to them. Learnt a lesson that nothing should be purchased on EMI basis even at a 0% interest rate because these bloody beggars will some way or the other take money from us and make a fool of us.

  2. #2
    usama Guest

    Default Cheating by bajaj finance

    Dear Sir,

    With reference to my loan account number 4010CD00208036, The details of the loan and down payment is as follows:

    1. LCD was purchased in Rs. 22000/-.
    2. Rs. 10,000/- has been paid by my credit card.
    3. moreover, Rs. 1000/- has been paid by me in cash.
    4. Rs. 200/- has also been taken by your executive against processing charges.

    The request for loan amount was made only for Rs. 11000/- in 8 EMI (Rs.1375X8 =11000/-).

    You are requested to identify your executive who made this type of fault.
    It is my last and final mail to you to expedite your inquiry and make necessary corrections in the loan status, otherwise I will stop ECS payment.

    below is the loan statement copied from online bajaj website which shows that Loan amount was of Rs 22000/- and EMI Amount is Rs. 1,834.00/- for 8 months.
    Kindly resolve my problem and stop cheating of Bajaj Finance...

    Regards!!

    Dr.Usama Akram
    Research Officer
    CCRUM, AYUSH
    Ministry of Health & F/W, Govt.of India
    Call: 09540606010


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    EMI CARD
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    LOANDISBURSEMENTEMIASSETINSURANCELOAN STATEMENTSEMI CARD
    Loan - Details
    Agreement No. : 4010CD00208036 Repayment Mode : ECS
    Type Of Loan : CONSUMER DURABLE Gross Tenor In Months : 12
    Loan Status : Active Net Tenor In Months : 8
    Status As On : 16/05/2012 Balance Tenor In Months : 8
    Repayment Frequency : Monthly EMI Amount : 1,834.00
    Loan Amount. : 22,000.00 EMI Start Date : 05/06/2012
    Disburse Amount : 14,465.00 EMI End Date : 05/05/2013

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