Dear Sir/ Madam,

I purchased a sony handycom on 21/10/2006 for which I took finance of Rs. 12498 from Bajaj Finance, Hyderabad. I submitted 6 post dated cheques with EMI of Rs.2083/- each. All the EMIs are deducted from my ICICI Hitec City account. But due to Bajaj Finance's mis-management in record keeping one EMI (Cheque no. 368238) is pending in their account. I received repeated calls from their collection dept. and even received letters . Then I talked to Mr. Chandra Sekhar (email proofs are available) and sent Banker's certificate as well as Bank statement through registered post as well as via Fax. There after the issue was cleared by Mr. Chandra Sekhar and he confirmed it through email. After 2 months I got the final statement which shows arrear as 0 and also confirmed the loan is terminated on 09/06/2007.

Now I am again getting SMS to pay Rs.2083/- on my mobile. I do not know what's happening. I tried to call Tarnaka office (Ph. No. 32414106 and 27006431). But they do not answer the calls and terminate the call. Please help me.

I am pasting the email communication happened.

Dear Sir,

We Cleared your account yesterday and we receving your letter also.
If you have any doubts, pls call us.

Regards

Chandra Sekhar

----- Original Message -----
From: Prasanta Pradhan
To: CCONTROL-HYD
Cc: ; prasanta kumar pradhan
Sent: Friday, September 14, 2007 12:46 PM
Subject: Re: Proposal No. 152641, Product No. DCR-DVD605E(Sony Handycom)

Dear Mr. Chandra sekhar,

Subsequent to our talk over phone after you received the banker's certificate, can you please acknowledge the receipt of the speed post as well. Also please confirm me whether now everything is clear with respect to the payment towards the loan.

So far I did not get anything written from you or Bajaj Finance regarding this. I want to get rid of all these confusions.

I am waiting for your confirmation.

Thanks
Prasanta Pradhan

Prasanta Pradhan wrote:
> Hello,
>
> Subsequent to this mail I have sent the copy of Banker's Certificate (For Cheque No. 368238), Copy of Bank Statement via Speed Post (SP EN624595668IN). Also I have faxed the Banker Certificate with Subject : Attention Mr. Chandra Sekhar and proposal no. 152641.
>
> Now I hope Bajaj Auto Finance Ltd. should not have any doubt with regard to the total payment of the installments.
>
> Now please let me know when I will be getting the Loan closure statement.
>
> If still you have issue, please call me at my mobile 9849794392 or reply to this mail.
>
>
> Thanks
> Prasanta Pradhan
>
>
>
> Prasanta Pradhan wrote:
>>
>> To,
>>
>> Bajaj Auto Finance Ltd.,
>> Sri Vinayaka Automobile
>> 3-2-870/3
>> VNR Comm. Complex
>> Opp. Tourist Hostel, Kachiguda St
>> <!--[if !supportEmptyParas]-->Hyderabad Pin : 500027 <!--[endif]-->
>>
>> Sub : Proposal No. 152641, Product No. DCR-DVD605E(Sony Handycom)
>>
>> <!--[if !supportEmptyParas]-->
>>
>> Dear Sir/Madam,
>>
>> <!--[if !supportEmptyParas]-->
>>
>> I am in receipt of your letter dated 30/07/2007 with respect to outstanding of Rs.2083/- towards the product mentioned above.
>>
>> <!--[if !supportEmptyParas]--><!--[endif]-->
>>
>> I want to bring to your notice that all the amounts (6 installments) are paid from my ICICI Account (004001501810). Also time to time I have explained your executives about the payments whenever they have contacted me. Now I repent on the decision of taking financial help from Bajaj Auto.
>>
>> <!--[if !supportEmptyParas]--><!--[endif]-->
>>
>> 1. I do not understand why bajaj autofinance has sent a letter without checking the account details. Also I did not find the mention of cheque no. in the letter which as per your record is bounced. I have not heard about that from my banker as well.
>> 2. There is no consistenct between your Billing, collection and recovery department. They have made my life hell.
>> 3. After talking to Mr. Chandra sekhar, I got the Loan Statement and found that Cheque No. 368238 has some problem and the action is pending from Bajaj Auto Finance Ltd. To verify with the banker.
>> 4. From the statement I have found that for Feb/Mar/April installments you have submitted the cheques in the Month of April. Though from my side the account was never short of amout. But definitely this is not a fair practice from your side.
>> 5. Your letter does not have a Fax No. or Phone no. Does this mean I have to go all along to Kachiguda to resolve the problem which was created by Bajaj.
>> 6. I need immediate resolve of the issue. Otherwise I have no option but to go to Consumer Court, Bank Ombudsman Cell, All IT Professional Groups
>>
>> <!--[if !supportEmptyParas]-->
>>
>> For your reference I am listing the cheque no., debit date and amount.
>>
>> <!--[if !supportEmptyParas]--><!--[endif]-->
>> Date Cheque No. Amount
>>
>> 09/12/2006 368235 2083
>>
>> 06/01/2007 368236 2083
>>
>> 02/02/2007 368237 2083
>>
>> 30/04/2007 368239 2083
>>
>> 02/05/2007 368240 2083
>>
>> 23/05/2007 368238 2083
>> <!--[if !supportEmptyParas]--> <!--[endif]-->
>>
>> Also, I have got the Banker’s Certificate as well as the Statement towards the payment of 2083.00 (Cheque no. 368238 ). Please give me the FAX Number so that I can send it . Also, please give me the office address ( I am not sure whether it’s still in Kachhiguda or shifted to Tarnaka ) so that I can send it by Postal service.
>> <!--[if !supportEmptyParas]--><!--[endif]-->
>>
>> I am abide by all the rules and I am punctual in re-paying the loan provided by you. At no point of time my account was without any fund.
>>
>> <!--[if !supportEmptyParas]-->
>>
>> Having said that I am very disappointed with Bajaj Autofinance in handling my records. And I need to understand why should not I proceed with a consumer case if you do not resolve the issue with immediate effect.
>> <!--[if !supportEmptyParas]--><!--[endif]-->Thanks Prasanta Kumar Pradhan Flat No. 501, Orchid Block Bhanu Township Miyapur –500049 Phone : 9849794392

sir my name is banita verma i have apply a consumer durable loan in bajaj finance but there employ behaviour is very bad they reject my application for a very small reason they call me my moble for fi but suddenly i have not recive there call because my mobile battery is low and next day igot news my loan application will be rejected sir this is monopoly of bajaj finance.9898085935

Dear Sir/Madam,

I have a personal loan Rs.25000 at Bajaj finance, i am paying the ECS past 1
year and still i have to pay for 1 more year to finish. In this time i have
tried to contacted Bajaj finance in some way for precloser of myloan as im
not in the country to pay the ECS regularly.

Almost three month over now nobody has replied back for my mail and no
proper responces for my call.

Kindly advice on this.

--
Thanks with regards
Mohamed Thaheer

talk to their customer care and ask for preclousre maount and deposit the same or send a DD keep a photocopy of DD with you

Hi,

My ECS manadate form is not submitted in my bank, that's why ECS is not linked with my bank a/c. Please submit the same soon, because this time i will not be responsible for ECS bouncing & willnot communicate further because i am following your executive from last week & also made call to customer care pune they had very rudly replied.Loan a/c no 4300cd00001298

Regards,
rajendra Singh
9752095013

Hi,

I have purchased a Samsung Washing Machine,a Glen stove and a Samsung Microwave with the help of bajaj finance dated 03rd Oct 2009.
TV woth of 21600 INR, 0 % interest and 0 INR as processing fee.
I have paid a don payment of 7200+ INR(4 months EMI of Rs 1800 each).

And the EMI is 1800 per month starts from Nov 2009 and ends June 2010.

The Bajaj Finance people called me and said that there was some problem with ECS from ICICI bank and therefore, they sent their representative to collect cash. However, after taking Rs 1800 as cash, the ECS is also debited as Rs 1800 was from my account.

Its been a problem calling them and everytime, I'm given a new no. to call.Their Customer care division told me that money would be refunded but its been a month and nothing has happened!!

I've eevn tried their office in Pune but nobody was able to direct me to the right person!!

I dont know how this issue gets resolved and whether I would recommend any body to take any loan from Bajaj Finance!!

Plz Help!!

Thanks
Rahul Sachdev
09910027599
Gurgaon

But so far no step is taken.

Pls do the needful at the earliest.

Bheema Reddy
9010224348
Hyderabad AP

dear sir ,
This is regardind the loan no 634000092 which i have taken for BAJAJ PULSAR 180cc 0n09 nov 2007 on monthly EMI of 2204. uptill now i have paid all amount. but as my NOC is not handed over to me as i have completed all my formalities. please guide me if any shortfall is their.and also plz inform me NOC will be handed over to me dirctly or through dealer
plz look into the matter

regards

KULDEEP KUMAR
PH.no 9817631215
palampur(h.p)

Hi
I took a personal loan from Bajaj finance in July 2008 of Rs 42000/- and it has become a headache for me. The ECS is being cleared every month from the bank a/c and the collection agents still call me and irritate me saying that I have payment due. Their behaviour is also extreme rude and also provocative. I have decided to file a suit in the consumer court. Despite paying the loan correctly, I am being mentally harassed. I am going to the court of law and going to claim damage for mentally harassing me.If anyone who is responsible in Bajaj sees this please contact me @ sandeepsr81@gmail.com

dear sir ,
This is regardind the loan no 5153450 which i have taken for BAJAJ xcd 125. i dnt know when its going to complete & in jamshedpur no idea whr is office !! iplz let me help to know when my emi is going to close & when i will get NOC??
is that much necessary to take NOC fro mbajaj finance ?? n what will going to happen with the check i have submitted to them.

chandra
09470388068

Dear Sir,

Ihave Finance a washing machine from your Finance co in the name of Kulwinder singh my Loan A/c no.is CD8392.my first Instalment not withdrow form My account the resons is account No.not sufficent.Ihave paid cash this amount on dateed 16/04/10 Vide R.no.00027163.I am give the correct no.to your Collection boy But Second Instalment is not withdrow from my account.My account No.is 154501000001986 Indian Overseas Bank,Ranjit Avenue,Amritsar.So Please correct my Acccount No.at ECS form.I shall be very thankfull to you for this.

Kulwinder singh
M.NO.9888625376

Hi,

I have purchased a Samsung lcd with the help of bajaj finance in 2006.i already pay all installment of my loan
. i want to take education loan but Credit Information Burro give default report abt me.

Pls do the needful at the earliest.

Upender Sharma
09888535434
Bathinda (Punjab)

Dear Sir,

I had taken a loan for my refrigerator and for which regular EMI are being deducted through ECS. Pl. inform me the balance EMIs or give me customer care no. so that I could talk and find out.

Rgds

S.K.KOHLI

I had purchased a lenevo laptop in Jan 2009. I was working in Infosys at that time. I made a down payment of INR 8000. I had lost my job due to recession and I did not get a proper job for nine months. The companies where I worked ater Infy were not prompt in making the payments due to which I was unable to pay my EMI's of Rs.2960/- per month. They charged me an interest of 7% at the time of purchasing it.

They are harrasing and they lack in ethics. In US these things are treated as a crime and if they do these malpractices they have to shut down the business. India is a secular country like US and some action needs to be taken.

Excess EMI
On 03.10.2009, I purchased LG Washing Machine (7kg) Model no. WF T8019QS for Rs. 15,950/- from Infinity Retail Ltd. (Croma), Ghatkopar, R- City Mall.

For the above article, Rs, 4,980/- was financed by Bajaj Finance @ 0% interest and was to be recovered in 6 EMIs of Rs. 830/- each. The first EMI started on 05.11.2009 when my captioned account was debited with an amount of Rs. 830/-. The full amount of Rs. 4,980/- had been recovered on 05.04.2010.

However, Bajaj Finance is still continuing the recovery of EMI of Rs. 830/- from my above mentioned account on 05.05.2010 & 05.06.2010. They have so far collected excess amount of Rs. 1,660/- from my account which is illegal and without authority. They are not taking my call and not accepting my written requests.They need to be black listed .