Hi, i am from goa, i had taken personal loan from GE Countrywide for 60,000.00 with 27cheques issued, the was supposed to get over by december 2008. till february 2008 they deposited cheques on 15th of every month and there was no bouncing of any cheque, in march 2008 they said their bank is not accepting non micr cheques and asked me to pay march installment by cash, i paid the cash telling no cash payments will be done further, return non deposited cheque of march and swap the other cheques for micr cheques, after this they suddenly they closed the panaji office and there was no news of them, last year in october one person claiming to their legal advisor started threatning me with bad words and legal action, i told him get lost and i told him i will file police complaint if he call again, after three days he called me again saying you pay Rs.10000 as one time settlement in cash, i told him to give formal letter and i would like to pay in cheque, he stopped calling,

now two days back i received on my land line my wife received the call one fellow pretending to be from himachal pradesh police told her there is arrest warrant pending against me for cheating bank, and took my mobile from her, he called me on my moblie and repeated the same thing and gave me one advocates no, when i called him he said he has filed check bouncing case and court has sent two notices and not received any reply.

my query:
1. g e stopped depositing cheques on their own as i belive banks accept non micr cheque sometimes even now.

2. installment cheques used to come from chennai branch

3. how can they file case in himachal pradesh when their jurisdition for all legal matter is chennai

4. can i file consument court case

regds
priya

this is to bring to your notice we have taken personal loan from GE money and due to financial crisis we are facing not able to pay right now but we definately want to start repaying in due course of time approx 3 months but now GE money person coming to our house and office in mumbai have started threatening us with dire consequances. pls help us to resolve the issue.

I had taken a vehicle loan for 2 wheeler from GE Money Countrywide, ECS was charged under my ICICI Bank Salary+Saving account, due to change of my job in other company the account was not operative, but still GE Countrywide kept on charging the ECS for vehicle loan, when it was informed to them to stop charging ECS under that account of which i have paid the ECS installment amount by cash to their Recovery agent, I have paid the complete loan also ICICI bank have charged me Rs.250.00/- for each cheque bounce, then i closed the ICICI bank account but still GE Money Countrywide kept putting ECS under the account (which was closed) for unnecessary reason. And now for those 11 cheque bounces they are charging me around Rs.13000/- with interest which i don't agree with. I am ready to pay them sum of Rs.2750/- which is the charge of ICICI bank charged to any personal or bank. I am asking to provide them documents for the charge of Rs.13000/- which they are not able to provide. Please advice me what should i do?

Regards,

Aniruddha Jog,

Pune.

Originally Posted by priyavratha

Hi, i am from goa, i had taken personal loan from GE Countrywide for 60,000.00 with 27cheques issued, the was supposed to get over by december 2008. till february 2008 they deposited cheques on 15th of every month and there was no bouncing of any cheque, in march 2008 they said their bank is not accepting non micr cheques and asked me to pay march installment by cash, i paid the cash telling no cash payments will be done further, return non deposited cheque of march and swap the other cheques for micr cheques, after this they suddenly they closed the panaji office and there was no news of them, last year in october one person claiming to their legal advisor started threatning me with bad words and legal action, i told him get lost and i told him i will file police complaint if he call again, after three days he called me again saying you pay Rs.10000 as one time settlement in cash, i told him to give formal letter and i would like to pay in cheque, he stopped calling,

now two days back i received on my land line my wife received the call one fellow pretending to be from himachal pradesh police told her there is arrest warrant pending against me for cheating bank, and took my mobile from her, he called me on my moblie and repeated the same thing and gave me one advocates no, when i called him he said he has filed check bouncing case and court has sent two notices and not received any reply.

my query:
1. g e stopped depositing cheques on their own as i belive banks accept non micr cheque sometimes even now.

2. installment cheques used to come from chennai branch

3. how can they file case in himachal pradesh when their jurisdition for all legal matter is chennai

4. can i file consument court case

regds
priya

hello sir

form himacal pradesh did got any court statments form there and what did u reply plz sir tell me because i am also suffering form this problem same as like u plz give me adwise plz sir