This is a discussion on loan from ICICI Bank within the Other Loans forums, part of the Loan category; Dear sir, I (RAJESH KUMAR SINGH) buy a motor-cycle in Janury 2005 & take loan from ICICI Bank. My EMI ...
loan from ICICI Bank Dear sir,
I (RAJESH KUMAR SINGH) buy a motor-cycle in Janury 2005 & take
loan from ICICI Bank. My EMI was on time. On 12-05-06 executive of ICICI Bank
call me & say for May EMI please pay cash there is some problem in banking so I
did taht. Again by ECS through bank draw EMI for same month, on 15-05-06. Bank
return my extra EMI by cheque. & in the mean time I issue a cheque for SBI
credit card but there is no ballance in my account so my bank SCB bounce the
cheque & penality on me of Rs.337 & same from SBI credit card penality on me
Rs.659 Total I pay Rs.996 for Banking mistakes. I complaint at ICICI
customercare they sugest me you go our site office which is Jhandewallan Delhi &
Noida sec-18. I take a leave 4 times for this problem but nobody answered me.
After that when I mail at customercare they said me you send me your bank
statement & other papers I send him but they are not answering my mails.
Below letter is written by me for Bank as a complain.
TO,
Date-14.06.06
The Bank Manager
ICICI Bank Limited
E-1 Ground Floor Videocon Tower
Jhandewalan extension
New Delhi 110055.
Sub:- Banking problem to transfer EMI
Dear sir,
Due to some banking problem my EMI could not transfer for May 2006 Your bank
excutive advised me you pay the EMI by cash, I did that & after two days money
transfer by ECS through in your bank for same month, In the mean time I issued a
cheque for SBI & SCB dishounoured my cheque & deducted Rs. 337.0 for
insufficient ballance. & SBI charges on me as late payment, dishonour fee Rs.
659.09. Total amount Rs. 996.09. When I complaint ICICI Bank excutive gave me
Request no. SR-1022525355 & I get extra EMI by cheque. And I E-mail at
customercare mail address regarding this matter. They suggest me we are unable
to process your request so you come please along with bank statement. I enclosed
all paper & bank statement. Due to this problem I am very upset mentally,
physically & economically. You are requested to credit this amount of Rs. 996.09
back in my account & & issue a letter in favour of me for banking inconvenience
in future. I may not be penalized for your fault/mistake.
I feel you will take possitive stand in this case. Thanking you. Lan no. LTDEL
00003224042
Your's faithfully
RAJESH KUMAR SINGH
39B-D2 Kondli
Mayur Vihar Phase-III Delhi 110096
Phone no. 09313369838
Dear Rajesh,
On going through your mail, I do feel that you deserve for the reimbursement of
what ever the
penalty imposed by SBI due to dishouner of your cheque. Looking at the
situation, it is
cristal clear that ICICI bank or their executive have made a big mistake and
they are sole
responsible for the same. In my opinion, why should one be pelanized for others
mistake
Thanks & Regards
Dear Friends
I would like to know the procedure regarding depositing the credit card.I have
been suffering for having ICICI bank credit card so I feel it is high time to
snap the relation with ICICI bank as they give customers very hard time.
Would any one suggest best way to stop any relationship with ICICI bank and
return the ICICI credit card to the concerned bank.
Any advice in this regards will be highly appreciated.
with thanks from Dr Chowhan M
Please cut the plastic card into two piece and hand it over to ICICI bank. DO
NOT FORGET TO GET THE ACKNOWLEDGEMENT OF THE HANDING OVER OF THE CREDIT CARD TO
ICICI BANK.
Regards
Draft out a letter to the bank saying that you are returning the credit card,
since you are fed up with their unfair practices. Take a receipt indicating time
and date of return
That is all it takes to return the card.
M.M.STHI
Dear Friends,
Its very true that these private banks like ICICI are not doing well with there
customers as at the time of giving any service to the customers they are
different but afterwards they change drastically.
I am also having a tough after having there Credit Cards,they cancelled my Card
without my consent and now they are not ready to listen.
So its my sincere advice to all the fellow friends stop all the relations with
ICICI Bank.
Regards,
Robin Gupta
do remember to take no-dues-certificate from the bank, else they will land up on
your place for astronomical unsettleled dues after six months or harrase you on
phone. also laminate no dues certificate for future use.
regards
complaint regarding no dues certificate on my personal loan a/c no. LPDEL00007582128 Dear Sir,
I was taken a personal loan for Rs. 1.50 lacs. But I could not pay monthly emi as per your requirements.
Your representative come with me MR. Shahnabaz Faheem,Debt Manager for full & final settlement.
As per E-Class settlement process he is agree & a offer letter given to me for further you will pay
Rs. 75000/- in three months such as December 2011, jan 2012 & feb 2012 Rs. 25000/- each per month.
Then your personal loan a/c will be closed. As per offer letter I have already pay DEC 2011 cash vide
T/ID no.M324543 Rs. 15000/- 28/12/2011 & Rs.10000/- on 29/12/11 vide T/ID No. M370917, Rs.25000/-
Paid vide Ch. No. 698721 dt 30/01/2012 which was cleared on 01/02/2012 and Rs. 25000/- cash deposited on 23/02/2012 vide T/ID No. M318902. So That total payment has been cleared on my behalf.
But till date I can not received “NO DUES CERTIFICATE” Mr. Shahnbaz Faheem says that the certificate will received from Videocon tower office. I request you to send my No Dues Certificate urgently.
Rajiv Varshney
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