My name is Anwar, I have a loan of 40000 dirham in UAE, I came to India on vacation however due to the given recession circumstances in UAE my position has been made redundant by my company. As per the UAE law I cannot work in UAE for next 6 months. Now I am jobless in India. I have paid my emi on time till I was in UAE now it is getting difficult for me to match up the emi as per the rate conversion and I am unable to make the payments. Bank has started harassing me from their Indian counterpart as well as UAE branch is also calling and both are threatning me to take up legal action. I am completely bankrupt as I dont have job, I have paid them till I can now I dont have money as well as job in India, even if i get a job in India I wont be able to get that salary wherein I can just pay 20000 per month to the bank. I am completly preplexed with no solution. Can you guide in what to do.