I am Gajapathi.J from S.V.Nagaram, Tiruvannamalai District. Now I am studying M.E.-VLSI Design(2010-12) in S.K.P. Engineering college, Tiruvannamalai. The nearest Indian Overseas Bank(IOB) branch for me is IOB, S.V.Nagaram Branch(624). My account no. is 11572.

While studying in B.E.(ECE) I got total education loan amount of Rs.75000.I finished my B.E. degree in 2009.Now I paid Rs.(35000+monthly interests) of my loan. My education loan account no. is TL-EDU-450600011. Now I have only Rs.40000 due on my loan amount. I need educational loan of Rs.80000 per year. I have the Bonafide certificate mentioning the fees details. And I am ready to pay the B.E. loan due Rs.40000 if this loan is sanctioned.

My Younger Brother(J.Balasundaram) is also studying B.E.(Civil Engineering) in S.K.P. Engineering college, Tiruvannamalai. He is got his seat through Anna University counselling. He need Rs.80000 per year for his academic studies (including Tuition fees, Transport fees, Mess bill, Industrial visit and training fees, Book fees, etc). We have a Bonafide certificate provided by our college administration, clearly mentioning the fees structures.

But when contacting our branch manager he told us that, he will give loan amount of Rs.35000 only for my Brother. He is telling that there is no rights to give other than tuition fees. And he told us that he can’t give loan for me(Gajapathi).

We are trying to get education loan from the November 2010.But everytime I went to bank I have been advised to come later due to some reasons like Manager is going to be retired, there is no manager, etc. Finally when the new manager appointed on February, he told us to come by march and then april.
My father is a farmer. There is no source of income for us other than this. We two are came to study because we believed that we can get educational loan.so please help us in this issue to arrange the loan. For my brother Out of Rs.80000 per year, it is enough if you give Rs.60000 per year. And also take any action to give loan for my M.E. studies.

By
GAJAPATHI.J
(MOBILE:9994184528)
(MAIL:jgajapathi@gmail.com)

sir,
I am S.Sanjeev Kumar. I am studying ICWA first year in National Management College, Perundurai, Erode, Tamil Nadu. I apply loan in Canara Bank, Panikkampatty Branch, Kulithalai Taluk, Karur District, Tamil Nadu. The refuse to sanction a loan. So, please take necessary steps to sanction a loan. Because I am agriculturist family.
Thanking you for your kind obligue.

S.Sanjeev Kumar.

im Gokulnath.T i have joined BIT,sathyamangalam this year.. I m requesting for educational loan in the nearby Indian bank, sathyamangalam-2.... But the manager is asking a guarantor for providing loan including particulars of their immovable properties.. No one will assure me for sucu guaranting.. I want loan without any guarantee or security please help me.. My mail id is gokulchello@gmail.com .. Mob no. 8870689011

hello my name is rahul balodiya.and i have a question related to education loan.becouse i was trying to get the loan from punjab national bank.2 months ago he said that first of all u have to complete your formalty after that i was compliting my all legal documents and after that when i went there with full documents. they told me that for the engenearing course september month was last monthe to get the loan from the bank for this year.....so pls help me in this purpose......

I am Sanjeev Kumar studying first year I.C.W.A in National Management College, Perundurai, Erode, Tamil Nadu. I apply education loan at Canara Bank, Panikkampatty Branch, Kulithalai, Karur District. This is the Bank allotted for me by near my residence. The Bank Manager told me that this course, this institution is not eligible for education loan. I approached Trichy Main Branch Loan Section Manager regarding loan details. The Manager also reply negatively. But our college maximum students availed a loan from various Banks including Canara Bank in some other branch. Please take necessary steps to take to get my education loan in this regard. I am a agriculturist family member from village. Please send me a positive reply soon.
Thanking you ,

yours' faithfully,
S.Sanjeev Kumar,
Melappatty south,
Eranyamangalam Post,
Kulithalai Taluk,
Karur District.637 107.

I am TONY TOM from thrissur i applied for interest subsidy for my educational loan. it took 4 months to have a reply from the bank saying this will take another three months to get sanctioned.now i am paying interest for the loan during my studies.I here by request to provide information why this is happening and necessary steps.