Respected Sir,

I had taken a Two Wheeler loan approximately 4 year back from Bajaj Auto Finance LTD Hyderabad. Here the problem was I had given post dated cheque of which 13 cheques were cleared, thereafter I changed the company and shifted to new office my earlier a/c was closed. So I asked the agent I will give new cheques of New bank, so he informed you can give cash instead there will be no problem. I agreed cash was paid monthly. Even I have paid cash in advance for most of the months. In this time they has changed the office thrice in different locations and they didn't even intimated us even through simple SMS.
At the end of the installment on asking the NOC they are saying that some cheque were deposited and got return, so there is a penalty of Four thousand six hundred and seventy three rupees (4,673). And on visiting the office I have noticed that there is a notice on notice board as ‘Please drop the complaint in Drop Box’ and there is no drop box available, when I asked that I want to drop a complaint where is the Box they removed off the notice and thrown which is present on the notice board and they become so rude.

I am doing follow up with the Bajaj Finance and I am not getting any help from them. Please kindly do the needful or suggest what will be the next step.

Many Thanks in advance.

Hello Sir,

Would you please let me know about the next step which i have to take ASAP.

Many thanks,
Ramdev

Respected Sir,

I had taken a Two Wheeler loan approximately 4 year back from Bajaj Auto Finance LTD Hyderabad,
here the problem was after one year i left hyderabad, every month it was deducting from my Bank accounts. once i did have balance in my account.even i given 5 post dated cheques.
i was trying to send a mail to baja finance at last i found their mail id from the the google . i sent mail to them.even they dont have their website so that we call them what is the balance to pay. after 5 years when i came to hyderabad if a customer is going to be dafaulter company has to inform either through mail , letter. but they have not like that.
now they are charging me for 5 EMi 20 thouseands.
i request to Bajaj finace please solve this issue ASAP.
I am doing follow up with the Bajaj Finance and I am not getting any help from them. Please kindly do the needful or suggest what will be the next step.

Many Thanks
MANOJ
9550356312

Untill police will take a step this froud case be going on.u can complain.

Dear Sir,

I have taken consumer loan from Bajaj Finance Ltd(Consumer Division) on 10th july 2007 for amount RS.9900/- and purchased LG-21 Inch CTV. They told me 0% interest and there will be nominal service charge. They also told me Rs.825/- as EMI out of it 4 months should pay in advance. I accepted and paid 4 months advance EMI Rs.3300/- and for the balance Rs.6600/- the tenure will be next 8 months. I have given ICICI Bank eight(8) cheques which they said they will credit every month 10th. I asked for loan aggrement and monthly EMI statement and the executive said it will get to ur correspondence adress. Later I asked may times and they did not responded to that. I myself calculated and decided that the loan period will be from 10/08/2007 to 10/3/2008. So, I planned according to that. On 08/08/2007, they presented the first cheque. So, I thought the process started as per my plan. Then they did not credited the cheques and I approached the warangal branch and asked the reason. They told me that the cheques were lost in transit we will not credit the cheques & pls. clear through the manual process. I believed the words and started paying the instalments manually as per my plan. I had cleared all the remaining 7 instalments through collection executive. In march'08 as per my plan I asked the executive and he said this is the last month and ur EMI are over. I asked again for clearence letter, he said u will get through courier. I believed because just before 2 months I received 2 wheeler loan cleared letter from ICICI Bank like that only. Later, I forgot about it. Suddenly, in Dec'2009 some body from hyderabad called and asked me to clear the overdue EMI for Rs.2475/-. I was shocked and I said I cleared manually. He, said u have bounced the cheques. I did not believed his words as I know my cheques were lost and I told him pls. check once again. He disconnected. Again from Warangal in the month of FEB'10 I got call from one executive and I went to Warangal and met him. He gave the bounced cheques details, after observing that statement I got angry and I told why u credited the cheques. He told I don't know any thing and just u have to clear the amount. Tell me when u clear the amount. I asked him to give the clearence letter, he said he will give manual reciepts. I did not accepted for that and I insisted on immediate settlement letter. From then, Every month they r harassing me through online mail reamainder which is not at showing I have given him time and he did not responded for that. Now, in Nov'10 I got threatening call from Hyderabad and he himself said as a CIRCLE INSPECTOR and Bajaj has filed cheating case against me bouncing the cheque and u will get minimum of 6years of imprision, he also asked to approach the Bajaj Branch and settle the overdue of Rs.30000/- . Now, I am getting fear and I need help how to solve it. Pls. give me the solution

The 3 cheques which they r showing under bounce were not at all presented & the presented date they r showing is 7/11/2008 which is out of tenure period. I don't know how they presented these cheques. If I am not wrong I have given the cheques with no's 52251 to 52258. They r telling that 52253, 52254, 52255 reversal cheque's not available. The presentation date they r showing is 7/11/2008 which is not at all possible. They r not giving proper information and giving me threatining calls. One side they reminding softly online & with call centre and the othe hand they r giving threatening calls. Harrassing in 365 degrees. Pls. do needfull.

Regards,
Sravan
9849696307

To,

Sri Mario Braganza,
Chief Operating Officer,
Birla Sun Life Insurance Company Limited,
MUMBAI.

Ref: Policy No: 001231116.

Policy Issue Date: 28-Sep-2007, with the above policy number, Modal Premium, 50,164.15/-Rs , Yearly Dream Plan-Life Coverage. As per permission taken from birla sunlife office, Mumbai office by phone, I given a cheque No: 115277, DCB bank, Warangal branch for Rs: 1,00,328/- ( Two years Premium) and it is honoured from my bank on 30 th March, 2010, with my medical documents and Certificate of Insurability for Reinstatement form.

But, it is surprisely , birla sun life insurance Office, retern back my amount through a cheque bearing Citibank, No: 817776, dated: 08 Oct,2010 for Rs: 1,00,328/- for the same above amount. It reached me on 17 Oct, 2010. Immediately, I make a phone to birla office toll free number 1-800-22-7000, about this cheque. But, it was a unsatisfied reply from that number and finally they told that, pay Rs: 1,50,492/- for three premiums, it will automatically reinstate the policy, on or before 07 Nov, 2010.
After the two days, I went to birla sun life office, Hanamkonda, Warangal branch office to give a cheque for the above three years policy premiums. But, branch office staff, told me that policy is terminated. I shocked, and after sometime, I requested to reinstate my policy. But, they could not help.

Till this time, I do not understand that, after 2nd and 3rd year premiums taken on 30 March, 2010, why the cheque is not reterned within few days. Or , why insurance company is not informed if any problem is there. On what such reasons, the cheque is retern back to me. If any such reasons the insurance company found, why insurance company kept my money 2nd and 3rd premiums, so long period ( i.e. 6-months ) such large amount. Why insurance company should not send the retern cheque within few days or few weeks. Why insurance company not informed me , through a letter, of my policy is going to terminate.

So, kindly help me from this issue and advice me necessary steps.


Thanking you,
Yours Sincerely,

Srinivas Devarakonda.
for Sri Saraswathi Enterprises,
WARANGAL.