This is a discussion on Credit Card Harrassment within the Other Banking Services forums, part of the Banking category; Hello Everybody, My name is Harish. I hold a Salary account at HDFC bank, Old Airport Road , Bangalore, Karnataka, ...
Hello Everybody,
My name is Harish. I hold a Salary account at HDFC bank, Old Airport Road , Bangalore, Karnataka, India.
While I was asked to open an account with a bank they gave me only two choice, one was with CITI and another with HDFC.
Having seen CITI bank up-close and personal ( Father's account) I chose HDFC.
Initially I thought that Credit Card was not of importance and did not apply for the same.
Later I started receiving calls from the bank personnel asking me to apply for a credit card. Unable to bear the sheer pressure I applied for one.
First they said my signatures mismatched, they made me apply for a second time.
after waiting for nearly a month , after my second application, I came to know that processing of my application has been stopped as they could not confirm the desk phone number. I had clearly mentioned the desk phone number in the declaration form sent to me via email. They further got back to me saying that they could not reach me on the number I had given them. Hence I contacted the so called "Priority banking" from HDFC and informed them that since I am working with a international help desk . They need to call me on an international number and then ask the receiver to transfer the call to me. Plus I also had informed them of the fact that I am working night shifts and they will not be able to contact me during their regular working hours.
Plus they got my Pay Slip as they wanted to "confirm" that I am indeed working with UNISYS. Even after several attempts to educate these people about my situation, they did not heed to my words.
Finally after getting the same response from the senior management as well I decided to not go for a credit card altogether and informed the senior management of my Happiest desire to cancel my application and asked them to never call me again to apply for a credit card.
The same had been acknowledged.
After 1 peaceful month I received another phone call from another person asking me to apply for a CC. He was a pleasant gentleman and told me that I do not have to go through all the painful process again. Just an address proof of my residence and my work location from my HR would be sufficient as there is a token number already generated. I acknowledged and applied once again hoping against all odds to get a CC.
Now tell me if a person has a SALARY account with HDFC , who has been drawing salary from the same account and who has furnished proof of employment with a company (PAYSLIP), how can that person be tortured so much just to get a CC. At last I had informed them to leave me alone and not to call me to apply for a card once again. But they have called me once again. If I don't get a CC this time, please let me know of the possible actions that I can take against these NUMB NUTS