Originally Posted by Ajay Khemka

I have taken a loan from HDFC bank and were interest and instalment may be little late due to reccession during 2008 to 2009 but we have paid almost 44 lac in 42 month against loan of !crore in the form of instalment and interest.During reccesion we requested many times from bank to grant us some concession by give 6month moratorium to pay interest and instalment but bank bluntly refuse to help,we were into building material business which was worst hit by reccesion.
later bank make our account NPA and after declaring NPA,they were taking instalment and interest from us,we move to DRT court and taken stay in April 2010.Since than case is going on and we have file a counter claim of Rs.3.3 crore on bank under the law of Torts.
Now HDFC has put our name in default list in CIBIL,can they put it till the case is not decided by DRR court
Whether we are defaulter or not.We are unable to get even small loan of Rs.10000 from bank due bank this activity.
what is remedy with us.
My name-Ajay Khemka
Bangalore
Ph-09845711823/080-23200984

Dear Mr Khemka,

We understand your frustration and would like to investigate the matter further. We request you to write to talktous@hdfcbank.com with your loan account number, contact details along with the reference ID TTU00256817012011. A bank representative will look into the matter and get in touch with you as soon as we receive this information.

Regards, Customer Assistance, HDFC Bank

Originally Posted by Ajay Khemka

I have taken a loan from HDFC bank and were interest and instalment may be little late due to reccession during 2008 to 2009 but we have paid almost 44 lac in 42 month against loan of !crore in the form of instalment and interest.During reccesion we requested many times from bank to grant us some concession by give 6month moratorium to pay interest and instalment but bank bluntly refuse to help,we were into building material business which was worst hit by reccesion.
later bank make our account NPA and after declaring NPA,they were taking instalment and interest from us,we move to DRT court and taken stay in April 2010.Since than case is going on and we have file a counter claim of Rs.3.3 crore on bank under the law of Torts.
Now HDFC has put our name in default list in CIBIL,can they put it till the case is not decided by DRR court
Whether we are defaulter or not.We are unable to get even small loan of Rs.10000 from bank due bank this activity.
what is remedy with us.
My name-Ajay Khemka
Bangalore
Ph-09845711823/080-23200984

Dear customer,

Just a reminder that we still haven’t heard from you. Request you to write to us at talktous@hdfcbank.com with loan account number, contact details along with the reference id TTU00256817012011, so we may help resolve this matter at the earliest.

Regards, Customer Assistance, HDFC Bank

Dear sir
We have already send send details of account and name in which loan were issued.Our contact details also enclose with mail.
Reg
ajay Khemka
ph-09964705451

Originally Posted by Unregistered

Dear sir
We have already send send details of account and name in which loan were issued.Our contact details also enclose with mail.
Reg
ajay Khemka
ph-09964705451

Dear customer,

We have received your mail and are currently looking into the same.

Regards, Customer Assistance, HDFC Bank