i have given a cheque of allahabad bk rs 60000/- to my stock broker lohia securities they have submitted the cheque to hdfc bank for clearance hdfc bank forward this cheque to allahabad bank. allahabad bk returned the cheque giving remark that hdfc bk has not make a stamp of crossed cheque. and the cheque has return bank to hdfc bk. they automaticlly again forwad the cheque to allahabad bank with same mistake of not giving bank cross cheque stamp on the cheque. and the cheque return again. allahabad bank is also saying me that cheque is teared and bank this time also have not make the stamp of gurantee that cheque is alright plz trasfer the money.
the point is that-
1. why hdfc bank is making so silly mistake by not making stamp on cheque of cross issued this is important for all banks for forwading the cheque they must give their stamp in it otherwise bank does'nt clear the cheque.
2. why hdfc bank has forwad the cheque twice with same wrong method without imforming lohia which have to receive money or issuer of the cheque.
3. how cheque is teared. and if teared why they have not make a stamp on it that the cheque is alright plz clear the amount. they have this right they cane do this but they dont.