Hi,

i have to settle an icici bank credit card in the year 2007. After that i have cleared the dues then and there only in that year. But still now i am being shown as a defaulter in cibil reports, as a result i am unable to apply for further loans. Also i have applied to them for deletion of my name from cibil, but they said that cannot be done only the payment stream can be updated.

Kindly guide, help!!!