I HAD SENT THE FOLLOWING EMAIL MANY TIME TO CIBIL TO SEND BANK NAME AND LOAN A/C NOS. BUT THEY HAVE NOT SENT ANY DETAIL OR NOTHING DONE AGAINST MY EMAIL.
HEMLATA SHARMA

Date:28/7/2010
To be emailed to: info@cibil.com or support@cibil.com
To,
The Director,
CIBIL, Mumbai.

SUB :REQUEST FOR DISCLOSURE IN RESPECT OF OUTSTANDINGS IN CIBIL REPORT: CONTROL NO.43.82.45.822 TAKEN IN THE NAME OF:

SRI/ SMT. _HEMLATA SHARMA_________________________________
DATE OF BIRTH: _21.06.1977______________
PAN: _BJXPS5767H_____________________
ADDRESS: _B-51, WEST VINOD NAGAR, DELHI-110092.____________________
__________________________________________________ _________
TELEPHONE NO(S): _9212159646_______________________________________ __
EMAIL ADDRESS:_HEMLATA00@YAHOO.CO.IN____________________ ______

In connection with my application for credit facilities with the State Bank of Hyderabad, RASMECCC, Delhi, they (the bank) have taken out a CIBIL report in my name bearing control no. 43.82.45.822_ on dated 16.7.2010 .

As the reporting banks’ name and loan account numbers have not been disclosed in the said report, I am not in a position to know the correctness and genuineness of reporting of the outstanding entries in the said report.

Kindly note that I had taken a sum of Rs.50,000/- as personal loan only once on 30.8.2005 from Bank of Baroda, K.G. Marg and the same was repaid/closed in Oct.2008. After that I have not taken any loan of Rs.50000/- from any bank.

But I am surprised to know from my CIBIL report that 2 loans are still pending amounting to Rs.3929/- against Rs.50000/- as Business Loan – General and another one amounting to Rs.44102/- against Rs.50000/- as Personal Loan as per my CIBIL report.

In view of the above you are requested to kindly recheck and verify the details of pending loans which are illegally shown in my CIBIL Report.

I therefore request you to disclose the aforesaid particulars by way of email address hemlata00@yahoo.co.in

Soliciting prompt reply we remain thankful to you.

Yours Faithfully,

Hemlata Sharma
9212159646.

I HAD SENT THE FOLLOWING EMAIL MANY TIME TO CIBIL TO SEND BANK NAME AND CREDIT CARD NO. BUT THEY HAVE NOT SENT ANY DETAIL OR NOTHING DONE AGAINST MY COMPLAINT.

SUB :REQUEST FOR DISCLOSURE IN RESPECT OF OVERDUE IN CREDIT CARD IN CIBIL REPORT: CONTROL NO:45.11.12.285 TAKEN IN THE NAME OF:

Mr.: AMIT CHADHA
DATE OF BIRTH: 07-09-1985
PAN: AFQPC1504G
ADDRESS: POCKET A-1/,HOUSE NO.73,GROUND FLOOR SECTOR-3,ROHINI,NEW DELHI-110085
TELEPHONE NO(S): 9711265890,011-27523592
EMAIL ADDRESS: MAYANK_123_GAKKHAR@YAHOO.COM,AMITCHADHA@YMAIL.COM

In connection with my application for credit facilities with the ICICI Bank, Delhi, they (the bank) have taken out a CIBIL report in my name bearing control no. 45.11.12.285 on dated 16.10.2010 .

As the reporting banks’ name and Credit Card number have not been disclosed in the said report, I am not in a position to know the correctness and genuineness of reporting of the outstanding entries in the said report.

But I am surprised to know from my CIBIL report that two Credit Cards are showing rather than one as i'm using only one Credit Card from past two years that too only from ICICI Bank (A/cNo:4477474577208005,Opened:08-10-2008,Reported:16-08-2010,Current Balance:Rs.5346/-) & i had never taken any other Credit Card till yet.But as per from bank side one more Credit Card is showig in my CIBIL report with following details:Member Name:Not Disclosed,A/c No:Not Disclosed,Type:Credit Card,Ownership:Authorised User,Opened:22-05-2007,Last Payment:22-05-2008,Closed:12-08-2008,Reported:31-05-2009,Current Balance:Rs.57912/-,Overdue:Rs.57912/-,Status:Written Off.

In view of the above you are requested to kindly recheck and verify the details of second Credit Card which was not belong to mee & shown in my CIBIL Report.

I therefore request you to disclose the aforesaid particulars by way of email address mayank_123_gakkhar@yahoo.com,amitchadha@ymail.com as this is badly affecting my Credibility or you can directly call me on the below mentioned number.


Soliciting prompt reply we remain thankful to you.

Yours Faithfully,

Amit Chadha
09711265890

The car loan applied to HDFC Bank was turned down by the bank stating that two credit card payment was written off. What is that mean? To my knowledge all the payments had been made. Even the closure letters from the respective banks had been obtained and is available with me.

I would like to know which are the payments pending? Can this be provided to me since this is tarnishing my image in the banking circles. This is not correct on the part of CIBIL to give such statements.

My PAN No.ALJPK3825B.

Immediate reply will be appreciated.

Kindly do the needful.

T.R.KIRUBHANANDAN

I g.srinivasarangan applied for a home loan. but due to wrong cibil report they want the clarification. i had only two loan accounts. it was cleared but still in cibil report they are showing a/c status as writeoff. but same thing has closed and in another listing cibil is showing as that is closed. but bank wants clarification becasuse of this loan is getting delayed. icici is not updating the cibil report that also shows one credit card pending. but as of today nothing is pending. why cibil is not updating if banks are not giving proper report then cibil has to stop their working.

I Mr.Paramjit singh Dhanjal had taken a personal loan from the above mentioned bank in the year 2006 my Pan card no is AENPD8942F issued in mumbai and my dob is 12.10.1962, my fathers name is Dharam Teja singh dhanjal and the loan account no of citi financial is 10112871 dated 16.11.2006 I visited the branch office in Bhandup an there Mr.Alok met me and he told me to pay the outstanding till date in cash and the next day he is going to issue me NOC. tell me that if i take the closing letter from the citi financial will that be the last alternative to remove my name from Cibil i an in hurry to know about that because i have not taken an loan from the multinational bank in the past as the loan was taken for 30 months and the time period has gone way past how can the Bank charge for the balance insatlments like the date of taking the loan was 16.11.2006 till the 30 months but now it is 2011 will i have to pay the outstanding from the 30 months period or will it freeze it till 30 months period kindly help me it out at the earliest