This is Raghu,

I am ICICI bank credit card holder. There was some out standing amount against my credit card till
Oct 2008, In the Oct 2008, I, wanted to pay off all the outstanding amount so I, myself called the customer care to know about the outstanding amount,they said like it is around Rs. 20900 ( Approx ), I paid Rs 21000/- ( That is the reason why i choosen Rs. 21000/- odd number ) and thought like, cleared the whole thing. recently 2 months abck also i called icici customer care, they said that there is zero outstanding balance against my card, Recently i applied for a personal loan, it has been rejected saying that my CIBIL report is negative.

later i came to know that ICICI people updated my status as negative. so now ICICI people saying like there was some Rs. 8,117.49 was overdue against card. Now i am ready to pay off whatever the outstanding, I want my CIBIL status to be reverted back to its normal status.I called the ICICI customer care, they are saying like they cant take over due money and they cant revert the CIBIL status back to normal.
Do i need to bare this status for another 36 months??? please help me.

Hi Raghu,

We are the customer service team at ICICI Bank. If you can write to us with your contact details and credit card number at care@icicibank.com (Subject line: UID 384009), we'll be glad to assist you.

Regards,
ICICI Customer Service Team.

Originally Posted by ursraghu

This is Raghu,

I am ICICI bank credit card holder. There was some out standing amount against my credit card till
Oct 2008, In the Oct 2008, I, wanted to pay off all the outstanding amount so I, myself called the customer care to know about the outstanding amount,they said like it is around Rs. 20900 ( Approx ), I paid Rs 21000/- ( That is the reason why i choosen Rs. 21000/- odd number ) and thought like, cleared the whole thing. recently 2 months abck also i called icici customer care, they said that there is zero outstanding balance against my card, Recently i applied for a personal loan, it has been rejected saying that my CIBIL report is negative.

later i came to know that ICICI people updated my status as negative. so now ICICI people saying like there was some Rs. 8,117.49 was overdue against card. Now i am ready to pay off whatever the outstanding, I want my CIBIL status to be reverted back to its normal status.I called the ICICI customer care, they are saying like they cant take over due money and they cant revert the CIBIL status back to normal.
Do i need to bare this status for another 36 months??? please help me.

Hi,

I had a credit card of ABN amro, I have paid all bills and discard the credit.
The card is not in use but still they send me the bill of 7000/- Rs. In 2006
Now they are calling continually to pay the amount which I have never made. Every time I ask them, just tell me what I made 7000/- even credit card was not in use. They also don’t know, but they are continually harassment me on the phone.
Please let me know what I have to do?

Thanks,
Amrish