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Cheque Dishonour by bank

This is a discussion on Cheque Dishonour by bank within the Other Banking Services forums, part of the Banking category; Dear Sir/Madam, I subhash chander have a saving account in your Punjab National Bank , Najafgarh, New Delhi A/C No. ...

  1. #1
    Unregistered Guest

    Default Cheque Dishonour by bank

    Dear Sir/Madam,
    I subhash chander have a saving account in your Punjab National Bank , Najafgarh, New Delhi A/C No. 3073000101210512. Last time I name a post dated of 1 month cheque no. 458953 to R.K.Electronic when they put out for clearing cheque then bank is dishonor the cheque for the reason of CHEQUE IS OUT OF ALLOCATED RANGE. But in my account statement in the same month the 2 leaves of cheque was withdraw out that is following: -
    458951 5200.00 Subhash (Axis bank New a/c)
    458952 6000.00 HDFC Bank

    Please solve my problem

    Subhash Chander
    9313744384, 9716265040

  2. #2
    DHEERAJ CHAWLA Guest

    Post duplicate DRAFT NOT ISSUED

    Dear sir ,madam ,
    i m from kaithal (haryana )my duplicate draft is not issued . The total in formation is in the soft copy . Plz give your comlaint id .though which i will send my total informatoin.

    Thank you,

  3. #3
    ganeshbala is offline Junior Member
    Join Date
    Dec 2011
    Posts
    1

    Default Wrong usage of cheques - hdfc bank

    Hi,
    my loan no: 602058088
    I have taken around 20 Lakh Loan from hdfc bank,selaiyur-chennai just few months.
    i am paying my emis regularly through online that too 20 days before. still hdfc people trying to use my cheques to withdraw money without checking accounts. As i am out of money on last day of month and
    As a result of their stupid and foolishness,i am getting unnecessary mails and at high time,
    about 2.1K is debited from my hdfc account for cheque return charges.

    12 Nov 2011 CHQ RETURN CHGS INCL ST & CESS 311011 000000224428 12 Nov 2011 827.25
    11 Nov 2011 CHQ RETURN CHGS INCL ST & CESS 011011 000000224427 11 Nov 2011 348.43
    06 Dec 2011 CHQ RETURN CHGS INCL ST & CESS 301111 000000224429 06 Dec 2011 827.25

    Also why dont they use my cheques only if i didnt pay my emis. it seems i need to teach them basics of banking.
    i am frustrated with worst service. cant imagine how can hdfc people use my cheques ( given as security for loan) without checking the account first?.

    Need Help how to lodge complaint. I am mentally disturbed because of worst service . this month i didnt pay my emi first.
    as these stupids will use my checks and make me to pay for cheque return charges.
    i mailed greivance and customer service teams and i contacted customercare too. she told host system is down and so she will call me in a hour. she never called back ..

    what to do next?
    mail me :bala.ganesh22@gmail.com.

    Thanks,
    Ganesh
    Last edited by ganeshbala; 12-12-2011 at 12:44 PM. Reason: title update

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